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Are you buying a house on plan? Advantages and disadvantages

9 DEZEMBER 2023
Themen
Mercado Imobiliário Casas Modernas Compra de Imóveis Custos de Construção Mão-de-obra na Construção Mediação Imobiliária Obra Nova
Do you want to buy a house on plan or under construction but have some doubts? SUPERCASA shows you all the advantages and disadvantages of this type of property.
Are you buying a house on plan? Advantages and disadvantages
Source: Freepik
Author: Redaction

Buying a house on plan (or under construction) is an increasingly common option, especially in urban areas. This is a very advantageous business opportunity for developers, since by obtaining buyers at an early stage, they get a return on the financing they have already made and can use it to fund part of the project.

And for those looking to buy, is this an advantageous option? Properties under construction can be more affordable options for families' wallets, but there are some precautions you should take. SUPERCASA Notícias shows you all the advantages and disadvantages of entering into this type of business.

Advantages

Buying fractions of a new development can be a way of ensuring that you can choose the property best suited to your needs, without having to restrict yourself to what is available on the market, but there are several other advantages.

1. Savings

A property in the early stages of design or under construction is usually more affordable than one that has already been completed, and there may be more scope to negotiate the value of the property. This means that you can buy a property for less than it will cost when construction is finished.

2. Buy new

If you opt for this type of property, you can always be sure that you are buying a 100% new property. This also means that you are more likely to have the latest materials and technologies in its construction.

The great advantage of buying a house on plan is that, in the event of a defect in its construction, it is covered by law under the guarantee.

3. Adjust to your needs

If you're looking for a house, you're certainly looking for the perfect property that suits all your needs. Flat-plan homes give you greater freedom to choose your dream home, on the floor you want or with more or less sun exposure, for example.

At this stage you can also choose the type of finishes that best suit your tastes, such as the colour of the walls or the type of flooring.

4. Phased payments

At an early stage of the purchase you must pay the deposit to reserve the property and then sign the promissory contract of sale (CPCV). At this point, all the payments that must be made as the work progresses will be defined, giving you the possibility of making phased payments.

5. Planning

Moving house is always a process that requires a lot of planning. By making this type of investment, since the house will still take some time to be ready, you will have time to plan all the details of your move, including the furniture you want to buy, where you will put it and what type of decoration you will apply.


Disadvantages

1. Unfinished work

The biggest fear of those who buy a house on plan is that it will never be completed due to financial difficulties on the part of the construction company or the developer. Although this is a common fear, it's not something that happens all the time. 

However, if you want to be sure that you're not taking any risks when buying your new property, you can find out about the solidity of the construction company by looking at its work history.

2. Delays

When you buy a house you'll be given a date for the project to be completed, and it's always annoying when the date arrives and the project still isn't finished, especially if you've already planned your whole life to make the move at that point.

To ensure your rights, you should make sure that the CPCV provides for this type of situation, and you can ask for a clause guaranteeing you the right to compensation for failure to meet deadlines.

3. Final result

It's time to get the keys to your new home and make all the necessary changes, but when you arrive at the property, it doesn't meet your expectations. This is a common fear for those making this type of investment, so you should make sure you understand all the information on the floor plan, such as the location of all the doors and windows and all the areas of the house.

If you have any doubts, you should seek clarification from the professionals before committing to buying the house.
Themen
Mercado Imobiliário Casas Modernas Compra de Imóveis Custos de Construção Mão-de-obra na Construção Mediação Imobiliária Obra Nova
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