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Studying Abroad: Financial Aid

3 MEI 2022
Onderwerpen
Dicas Fundos de Investimento Curiosidades
Although many students find it difficult to get a loan to finance their studies, there are several financing possibilities available that can make this project more feasible. Find out more.
Studying Abroad: Financial Aid
The university for which you plan to study is perhaps the best place to get information about funding. So check the university's website or ask for advice by contacting the institution directly. 

Usually it is on university websites that you can find details of international student scholarships, the applicant's eligibility requirements, and details of the application and selection process. In addition, there are also external organizations that can assist with funding.

There is also, funding for students from specific groups, such as students from developing countries and for women studying subjects that tend to be male-dominated.

Also not to forget scholarships that help with the costs associated with this investment. Many of these are awarded based on academic merit and are highly competitive.

Often universities have lists of scholarships outside the institution, such as those offered by the government or by the universities' partners.

If this is not a possibility, one should research government support in the home country or types of funding available from external organizations pertaining to the field of study being pursued, for example, an engineering company may offer scholarships for engineering students.

It is still possible to acquire financing through Portuguese banks. Most banks have joined the bank credit for higher education students established by the Ministry of Education and Science with very advantageous conditions.

This system of loans with mutual guarantee for higher education students was created in order to finance the completion of technological specialization courses, bachelor and master degrees, Erasmus and other international student exchange programs, doctoral and post-graduate studies.

Loans 
These loans have a minimum interest rate, with a maximum spread of 1%, which can be reduced for students with better academic performance:
  • equal to or greater than 16 marks: spread of 0.20%
  • between 14 and 16 marks: spread of 0.65%
  • less than 14 values or at the beginning of the course: spread of 1%

Amount of credit: Between 1,000 and 5,000 euros per year of the course, with a maximum of 25,000 euros (5-year courses).
Onderwerpen
Dicas Fundos de Investimento Curiosidades
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