Source: Adobe Stock Author: Redaction The Government, specifically the Ministry of Youth and Modernization, will launch on September 30 a program offering free psychology and nutrition consultations for higher education students (public and private) who meet the requirements. Each student will have access to 12 vouchers, equivalent to 12 consultations with a psychologist. During this academic year (2024-2025), the psychologist voucher will be awarded to 100,000 students ; the nutritionist voucher will be awarded to 50,000 students. The availability of psychologists and nutritionists is evenly distributed across the country, and the number of vouchers will be reviewed at the end of this semester to adjust supply to demand. With anxiety being one of the major issues faced by many students, the aim of this measure is to facilitate access to psychological services and serve as a complementary response to the National Health Service. The voucher request can be made at the respective university through the Social Action Services. Subsequently, students can choose a professional from the list that will be published on the e-Portugal website. The support is intended for young students in public and private higher education who need it. The requirements are as follows: university students who have recurrent episodes of anxiety or depression; who have relational difficulties, grief, anxiety due to moving cities, the end of a relationship, divorce; doubts or issues related to vocation and career; and physical and chronic illnesses that affect mental health. However, this measure does not apply to higher education students who have had mental health problems for more than a year and a half; who use substances or have problems arising from it; have been diagnosed with psychotic, bipolar, or personality disorders; have attempted suicide; or need special education. Regarding the nutritionist voucher, it is known that one of the current major problems is the consumption of sugar and alcohol, so this measure is intended to complement the lack of response from the NHS. Each student can use 6 vouchers. Read more about: Higher education: Government strengthens support for accommodation.
Source: Adobe Stock Author: Redaction Last Monday, the Government announced that it will launch a tender for more than 4.68 million euros in European funds by August 2025, with the aim of speeding up the implementation of the Annual Notice Plan of Portugal 2030. The goal of these tenders is to attract investments focused more on people and companies, promoting an inclusive approach to entrepreneurship and innovation, centered on individuals and businesses. To achieve this plan, notices have been published in line with the Annual Plan . So far, 376 notices have been scheduled between September this year and August next year, showing the distribution across various regions of the country and the areas to be funded. The intention is for this notice plan to be updated every four months, promoting transparency in the process and providing important information on who can apply, in which region of the country, the date of the notices release, how and in what modalities to submit applications, and the type of project and its identification. Read more about: Economy: inflation slowed down in August , Renegotiating Contracts and Loans: 5 Tips.
Source: Adobe Stock Author: Redaction Negotiations between the various parties regarding the State Budget for 2025 are ongoing, with different opinions being presented by the parties, and no consensus has been reached. Therefore, the Government will hold a new meeting on September 10 to discuss the various views and proposals of the different parties. The deadline for submitting the OE2025 proposal is October 10, at the Assembly of the Republic. Some of the recently approved measures will have a high cost, contributing to an increase in State Budget expenditure, amounting to 5.7 billion euros , even before it has been submitted and approved. Among the measures that increase the OE expenditure are, for example, the increase in IRS consignment to 1%, the exemption of taxes (IMT and Stamp Duty) for young people up to 35 years old buying their first home, the new tables for IRS rate reduction, the elimination of toll charges, an increase in pension values, among others. Read more about: Real estate fundraising: how to facilitate this process , Mortgage loans: new drop in Euribor rates.
Source: Adobe Stock Author: Redaction Since September 1, new IRS withholding tables have been in effect, aiming to balance and adjust the deductions made by Portuguese taxpayers, resulting in greater savings. This measure will provide relief for many families, with effects in September and October (new changes will be introduced in November and December). In practice, this change will allow many to recover the excess deductions they made since January this year. It also means that for retirees, pension amounts up to 1,202 euros gross will not be subject to IRS withholding. Therefore, those earning a salary of up to 1,175 euros gross will have 0% IRS withholding in September and October. For more details, the new tables are available for public consultation on the tax authoritys portal. Read more about: Registering land: where and when? Find out , Discover the worlds most curious constructions.
Fonte: Adobe Stock Autor: Redação António Leitão Amaro announced the approval of the tariffs for 2024 and stated: It was previously decided that tariff setting would become a political matter, and we need to implement that decision. He also mentioned that from the 2026 tariff cycle, the decision is to transfer the responsibility for setting tariffs back to ERSAR, which is the independent regulatory body. The minister commented that removing this authority in 2021 was a mistake and that the government is reversing this decision, restoring the previous situation. Consequently, the responsibility for determining tariffs for various systems will return to the regulator, which will act with full independence, rationality, and impartiality. Additionally, António Leitão Amaro revealed that, in the water sector, all municipalities in the country, regardless of their grouping, will have the opportunity to apply for European funds. Many low-density areas struggle to improve their water systems. Therefore, it is crucial to ensure that everyone can access European funds to support projects for modernising these systems.
Fonte: Adobe Stock Autor: Redação Did you know that being on the Banco de Portugal’s blacklist can severely impact your financial future? This list records citizens with significant payment difficulties and can result in serious credit restrictions and obstacles to obtaining essential financing. The feeling of insecurity and fear of unpleasant surprises are common, but there is a simple way to alleviate this burden. Discover how you can check your status and ensure your name is not on the blacklist, thus protecting your financial future and avoiding unforeseen issues that could complicate your life. To find out if you’re on the blacklist, Banco de Portugal offers an intuitive online service. Through the Customer Banking Portal, you can check your credit history and confirm if there are any records of default. The process is straightforward: you simply need to provide some personal information and, in some cases, additional documents to confirm your identity. This system was developed to provide greater transparency and control, allowing you to identify and resolve potential issues before they become insurmountable obstacles. Additionally, being proactive about your finances is crucial. Regularly monitoring your financial situation and addressing any pending issues can prevent inclusion on the blacklist and ensure solid financial health. By staying informed and taking corrective actions in a timely manner, you avoid unpleasant surprises and also build a stable and reliable financial foundation. Don’t let a small mistake become a major obstacle—check your status and take control of your financial future today.
Source: Freepik Author: Redaction The decree-law that stipulates the conditions of the public guarantee in the purchase of first housing, own and permanent, by young people up to 35 years, was published this Wednesday, July 10, in Diário da República, and the measure is expected to advance within 60 days. According to the publication in Diário da República, the document establishes the conditions under which the State can provide personal guarantee to credit institutions with a view to the viability of granting credit to own and permanent housing to young people up to 35 years , fitting to the members of the Government responsible for the areas of finance, housing and youth approve, within a maximum period of 60 days from the entry into force of this Decree-Law, the regulations necessary to the provisions of this Decree-Law . In this way, all young people aged 35 years or less, who buy a house for the first time, will be able to resort to financing up to 100% of housing credit , with the State providing personal guarantee to credit institutions. With this benefit, young people can more easily buy a house, since it is possible to grant credit. According to the document, Banco de Portugal and the Portuguese Association of Banks were heard , stipulating that, in order to access the public guarantee, young people must comply with the requirements determined for this purpose, namely be between 18 and 35 years of age, with tax domicile in Portugal , and have income that does not exceed the 8th tier of the IRS. In addition, in order to be able to benefit from the financing, they cannot own another property that affects the house and the house they acquire cannot exceed the value of 450 thousand euros, being defined as the limit of the guarantee 15% of the transaction value . The Minister of Finance pointed out that the measure was developed jointly with Banco de Portugal, stressing that there is no dispute with Banco de Portugal on the matter, ensuring that Banco de Portugal is involved in the process, having been consultation and coordination with the financial supervisor. Read also: IMT exemption on house purchase will take effect in August
Source: Freepik Author: Redaction The Minister of Finance, Joaquim Miranda Sarmento , indicated this Wednesday, July 10, during the statutory hearing at the Committee on Budget, Finance and Public Administration (COFAP), be optimistic about the growth of the Portuguese economy, growth above 2% this year and next. The numbers we have indicate that, both in 2024 and 2025, we will have a growth of more than 2% in real terms , he said, leaving, however, the opinion that there is still a lot of information until October to incorporate into the model of the projection. The Executive therefore reviews upwards against the initial forecasts entered in the Stability Programme , of 1.5% this year and 1.9% next, in line with the forecast of the International Monetary Fund (IMF) and the Bank of Portugal (BdP)which also projected 2% growth. In addition, Joaquim Miranda Sarmento pointed out that a budget surplus of 0.2% to 0.3% of GDP is expected. Other economic issues that may interest you: Accelerating the Economy Program will strengthen support for tourism , Government believes that tourism will represent 20% of GDP in 2030 and IMF praises macroprudential measure of Banco de Portugal
Source: Freepik Author: Redaction According to the Portuguese Tourism Confederation (CTP), the package of 60 measures presented by the government, entitled the Accelerate the Economy Programme, is very positive for tourism , since it includes strategies and measures that reinforce support for the sector, namely through the creation of credit lines that aim to support sustainable projects in the interior. We have a package of measures that strategically considers tourism, projecting it and based on its fundamental importance for the Portuguese economy, praised CTP President Francisco Calheiros. Among all the measures, the CTP highlights: the decision to go ahead with measures already proposed by the Confederation, such as the progressive reduction in corporate income tax; the review of SIFIDE II; the review of goodwill; the review of the definition of small Midcap and Midacp; the launch of a new tourism strategy; the strengthening of digitalisation in tourism; as well as an environmental and climate sustainability plan for tourism, the restructuring of the tourism training model and the programme for integrating tourism migrants. The CTP indicates that there are initiatives on which it was going to launch a proposal soon , with the government having listened to and considered the suggestions that the CTP has been making over the last few years . Even so, Francisco Calheiros warns that now, as with the new airport, in addition to the announcement of the measures, their implementation is lacking. Related topics: Accelerate the Economy programme will boost support for tourism , Government moves to gradually reduce corporate income tax from 2025 and Government believes tourism will account for 20% of GDP by 2030
Source: Freepik Author: Redaction Approved this Thursday, July 4, the Accelerate the Economy Program , created with the aim of helping to foster economic growth in the various sectors in Portugal, will also focus on the tourism sector, through the strengthening of support lines to the sector. According to the Executive, credit lines will be created, one with an allocated value of 10 million euros, aimed at supporting projects within the country, and another with 50 million euros, for sustainable projects. Presented by the Prime Minister, Luís Montenegro, and the Ministers of Finance and Economy, Joaquim Miranda Sarmento and Pedro Reis, the Accelerate Economy Programme includes 60 measures, including the review and strengthening of the lines of support for tourism, namely the Line + Interior Tourism , whose objective is the sustainable support of the territories, and which will have an allocation of 10 million euros. On the other hand, 50 million euros will be allocated, counter-guarantee, and with a limit amount per operation of 750 thousand euros, to the 360º Tourism Companies Program, which aims to encourage companies in the sector to adopt an Environmental, Social and Corporate Governance (ESG) agendabut also for the analysis of the impacts of their activity on the environment and the social systems in which they operate. In addition, the Tourism + Near and Proximity Trade Promotion Programme will be launched , with a credit line of EUR 10 million to support public or private projects , that demonstrate a close and positive impact on local communities and have the ability to demonstrate the potential of tourism as a factor of inclusion and social cohesion, the Executive explained. Other topics that may interest you: Government advances with diploma that revokes forced rental , Portugal is the 15th favorite country for expatriates to live or Alentejo coast will have guiding plan to promote tourism
Source: Freepik Author: Redaction The Economic Acceleration Plan , with more than 60 proposals to foster economic growth in Portugal, was approved this Thursday , July 4, in the Council of Ministers, and with it, new measures that will advance, in particular the new regime for non-habitual residents which, in addition to involving scientists and researchers, will also cover other qualified professions. The ordinance of this measure will be published in Diário da República in the coming weeks, however, the Minister of Finance, Joaquim Miranda Sarmento, has already been able to say that this new regime will operate with a rate of 20% on the income of these non-habitual residents, foreigners or Portuguese immigrants who have not lived in Portugal for at least five years. The previous Government in the State Budget for 2024 (OE2024) created a standard in the Statute of Tax Benefits, we will regulate through ordinance this standard, covering exclusively the income category A and B, which will have a rate of 20% , indicated the Minister of Finance, during the conference where the plan was presented. Thus, according to the explanation provided by the Executive , the regime will apply to non-residents who will reside in Portugal and who have not lived in Portugal in the last five years, without having previously benefited from the regime of non-habitual residents (RNH). Read more topics like this in SUPERCASA Notícias to stay abreast of everything that happens in the country
Source: Freepik Author: Redaction As announced on Thursday, July 4, the Minister of Finance, Joaquim Miranda Sarmento, the gradual reduction of corporate income tax (IRC) will advance , as foreseen by the electoral program of the Democratic Alliance (AD). The announcement was made at the end of the Council of Ministers, and the measure is integrated in the package of 60 proposals that aim to accelerate the economy , already approved by the Executive. Thus, the IRC will fall from 21% to 19% already from 2025, and the goal is that the tax will reach 15% in 2027 : in 2026, the rate will decrease to 17% and, in 2027, to 15% , according to Minister Miranda Sarmento. The impact of the measure is estimated at around EUR 500 million per year in terms of the level of revenue loss and will have an overall cost of EUR 1.5 billion. The decrease of 2 percentage points (p.p.) means about 500 million euros per year of right effect, but we did not account for the indirect effects of increased IRC revenue through increased growth and other taxes through job creation and better wages, he stressed. The Prime Minister, Luís Montenegro, concluded: In order to have more capitalized companies, we will proceed to comply with the Government’s program of reducing the IRC rate up to 15% by 2027. To have companies with more scale, more prepared to invest . Therefore, in this sense, the objective of the Executive is to ensure that the growth of companies does not imply loss of support due to the factor of becoming larger , with Montenegro stressing that there are small and medium-sized enterprises that, in becoming large, lose almost all support instruments at once . He explained: this Council of Ministers prevents this from happening. We want micro to be small and medium can be large and big to internationalize more . Other topics that may be related: Consumer confidence indicator increased in June , Indicator of economic activity accelerated in April
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