Source: SUPERCASA Author: Redaction Today we share the testimony of Future House , a real estate agency of reference in the West region that develops its activity entirely dedicated to the premium segment. Maintaining a discreet and trustworthy profile with his clients, Paulo Cunha, CEO of Future House, recognises that he does not give up the management tools of Janela Digital for an efficient day-to-day management, not only of his team, but also of the business itself. All the products developed by Janela Digital give good results and are successful. So, as soon as it became available, we joined right away. Based in Caldas da Rainha, Future House presents a team with vast knowledge and experience in the area of real estate mediation, assuming itself as a company that gives value to its partners. In this sense, Paulo Cunha assures us that, well before the launch of SUPERCASA , they were already loyal customers of eGO Real Estate CRM. So it is not surprising that, after the evidence given by eGO Real Estate , Future House s decision to join the SUPERCASA portal was seen as a natural step: all the products developed by Janela Digital give good results and success. Therefore, as soon as it became available, we joined right away , says Paulo Cunha. And what is the balance of your presence in SUPERCASA? For Paulo Cunha, there is no doubt, I have only said good things about SUPERCASA! You work well. Whenever I call, your team is available, and whenever there is a problem, it is solved immediately. So it is not easy to make suggestions to improve your performance . Besides the SUPERCASA premium follow-up, the integrated management of the portal with the CRM eGO Real Estate allows Future Houses team to correspond to all their clients requests. This kind of performance is only possible having on their side the best products of the sector, and Paulo Cunha ensures that SUPERCASA is indispensable in the daily routine of his agency. Regarding the return on investment, Paulo Cunha confirms that there are already many businesses done through SUPERCASA. Therefore, it is proven that it helps us!, underlining the investment made in advertising campaigns as a key factor for the success of the portal. There are many businesses already done through SUPERCASA. So its proven! In recent years, the real estate sector in Portugal has registered an unprecedented growth, which has been leveraged, not only through the investment made by national capital, but also, and increasingly, by foreign capital. This fact assumes special relevance for Future House team, whose portfolio of foreign clients assumes special relevance. In this sense, the SUPERCASA has been promoting the increase of new requests for contact from abroad, as a result of various investments made in international online campaigns with the aim of attracting more and more potential interested parties from abroad. Future House has no doubts: SUPERCASA is the portal that guarantees the highest return to its clients and that is the main factor that distinguishes it from the competition. Talk to a SUPERCASA manager and see for yourself!
Source: SUPERCASA Author: Redaction Living in Cascais is certainly the dream of many people, offering a pleasant climate and a peaceful lifestyle great for those who like quiet villages. If you are thinking of changing your home and moving here, know that by choosing this region, you will be choosing multiple leisure options. From the liveliest nightlife to the gourmet restaurants youll have available, dreaming of a life here is choosing quality, besides the proximity to the capital being a great advantage. In addition to all these advantages, Cascais will have at your disposal, if you have children, an excellent network of schools, accessible public spaces and various activities. Below you can see excellent business opportunities, for you, your family or even as a second home for holidays. Dont miss these suggestions and plan your life in this beautiful region! 1. 3 bedroom flat in Cascais and Estoril This impeccable flat is perfect for those who want to start from scratch, being able to settle in comfort and furnish this house with modern finishings. Besides being totally refurbished and very spacious, it has a huge sun exposure and is equipped with double glazed windows, electric shutters and pre-installation for air conditioning. All these advantages are added to the fact that it is an extremely well located property, close to restaurants, supermarkets, pastry shops, schools and public transport. This property has available for consultation several photographs, a floor plan, video and virtual tour, here . 2. 3 Bedroom Duplex Villa in Alcabideche Perfect for families or a budding couple, this fantastic villa is full of natural light and has a garden where you can enjoy outdoor activities. Located in a quiet residential area and composed of two floors, when you purchase this property you will have a fully equipped kitchen, a large living room that allows you to add another room and a place, on the terrace, for four cars. It will have plenty of storage and will be close to everything! See the plans, try the virtual tour and see all the multimedia elements in the ad, here . 3. Semi-Detached House 4 Bedrooms Duplex in Cascais and Estoril This is an unmissable opportunity for those looking for a house right on the Cascais line, completely renovated according to the most current quality standards and equipped with the utmost excellence. It has immense sun exposure and is inserted in a quiet area and a few minutes from the Estoril golf course and the beaches of the Cascais line. It has laundry room, garage and spacious living room, ideal for those who need a large, comfortable and bright space. See the complete video, photos and virtual tour, here . Below you can see the video of the property. If you still have any doubts, or if you are looking for a house in another location, visit SUPERCASA !
Source: Pexels Author: Redaction This morning INE released data from its usual survey on the Bank Valuation of Housing, i.e. the property valuation values used by banks when granting credit for house purchase. The most immediate conclusion is that, on a national level, the median value per square metre for the month of February fell around 0.5% to 1,478 euros. However, in year-on-year terms, the same indicator corresponds to an annual increase of 12.5%, or even, if we compare it to February 2021, to an increase of more than 25%. o mais imediata é a de que, a nível nacional, o valor mediano por m2 referente ao mês de fevereiro, caiu cerca de 0,5% para 1.478€. No entanto, em termos homólogos o mesmo indicador corresponde a um aumento de anual de 12,5% ou ainda, se compararmos com Fevereiro de 2021, a uma subida superior a 25%. Algarve and municipalities on the outskirts of Lisbon and Porto continue to rise In fact, on a more detailed analysis of the figures published by INE we can see that, despite a slight slowdown in the increase in valuation values, and inherently in transaction prices, the market continues to show signs of dynamism, with some regions in the Algarve and the outskirts of major cities showing consistent and strong rises, especially those located on the coast. This is the case, for example, in the municipalities of Alenquer , Almada , Torres Vedras , Sintra , Paços de Ferreira , Matosinhos and Faro , where the median values per m2 assessed by the commercial banks continued to rise in relation to the previous month and have already accumulated valuations in twelve months close to 20%. Municipalities such as Cascais showed a slight correction but continue to show strong dynamism, with valuations close to 20% in the last 12 months. Lisbon performed similarly to the national figures, but it was in the city of Porto that the correction in February was most evident (-3.4%) despite the fact that, in accumulated terms, it continued to show a stronger increase than that seen in the capital. Demand for bank financing shows sharp drop According to the INEs methodological note, the survey collects information on residential properties (houses and flats) which, as they are the object of a bank loan application by the purchaser, have an underlying technical and market valuation by expert appraisers. As such, it is obviously important to analyse the number of valuations carried out in order to calculate the median value of the bank valuation for February 2023. In this regard, the INE report indicates that the number of appraisals made in February of this year fell by about 8% compared to the previous month, totalling 20,311 appraisals. This number represents not only a drop of over 29.2% compared to February 22, but also a decrease of almost 39% compared to May 2022, when the maximum value of the INE data series was registered. Cash buyers may be on the increase Judging by the sharp reduction in the number of appraisals requested by banks, the demand for housing credit by clients may have actually decreased, mainly due to the rise in interest rates. However, the same data shows that this strong decrease in demand did not correspond to a general decrease in the median values of bank appraisals for housing credit purposes. In other words, despite the strong retraction in the implicit demand for mortgage loans, banks continue to increase median appraisal values in the main cities other than Lisbon or Oporto, thus reflecting the conditions and prospects of the market which, inherently, may therefore be being animated by more buyers who do not resort to financing. Related News: Detailed Housing Statistics for February 2023
Source: Author Author: Jorge Garcia, Real Estate Specialist Intermittently, from time to time, we have decision-makers with governmental functions who look at entrepreneurship as a right. Rulers with professional careers in private enterprise and associations, such as João Vasconcelos, Secretary of State for Industry between 2015 and 2017, who know the difficulties of those who want to choose entrepreneurship in Portugal. Decision-makers committed to the democratisation of access to entrepreneurship and the simplification of procedures started in 2006, with the creation of the SIMPLEX package of measures, facilitating the creation and sustainability of new businesses. Governments that considered that start-ups had and would continue to have a huge impact on urban regeneration. It was in a context of the spreading international financial crisis , which led to the intervention of the Bank of Portugal in BPP - Banco Privado Português, and the nationalisation of BPN - Banco Português de Negócios, of the slowdown in economic growth due to the impacts of rising oil prices, foodstuffs and interest rates, that Decree Law no. 39/2008 created the concept of Local Lodging . In 2009, a Marktest study commissioned by the Lisbon Municipality and integrated in the Local Housing Programme, pointed to the fact that the dwellings need work and were old as the reasons for dissatisfaction for the citys residents. It should also be noted that residents in neighbouring municipalities were more satisfied with their housing than those living in Lisbon . The poor state of housing was the main problem highlighted. In view of these data, councillor Helena Roseta warned that the city is sick and needs to be treated. The city is not competitive. In that same year, a survey carried out by the Lisbon City Hall detected that 55,000 properties were in poor condition or in a state of ruin. According to the Census, Lisbon - which in 1981 had 807937 inhabitants - had 547733 inhabitants in 2011. On 6 April 2011 Portugal resorted to international financial aid. Until the 1st quarter of 2013, we experienced the biggest economic recession since the 1980s. In the 1st quarter of 2013 the unemployment rate reached 17.1%. A significant portion of the unemployed population had no choice but to emigrate, as I did, or to start up a business here. Many of those who stayed on resorted to the support of relatives and their savings, taking out long-term loans to invest in the rehabilitation of dilapidated properties they owned or acquired. The vast majority of these properties, which were either uninhabitable or lacking rental market demand, were transformed into residential units for tourist accommodation. Despite the local changes and constraints that were introduced over time, they believed in the continuity of the legal and fiscal framework, betting on an economic activity that today represents 40% of the supply of accommodation for tourists. Thousands of families who depend directly or indirectly on this activity, believed that it would be unlikely that the decision-makers would decree its end. By way of example, in the Algarve , 85% of the regional GDP depends on tourism, and the AL accounts for 55% of the tourist offer. These are small businesses that will not be able to survive due to tax asphyxia; the alterations already approved may double or even quadruple the tax burden in terms of IMI and the CEAL - Extraordinary Contribution of Local Lodging, in the simulations possible according to the information made available, in many cases is higher than the Net Income of the operation. With these tax measures, the government would decree the end of Local Lodging, the bankruptcy of micro and small family businesses and would bring unemployment to thousands of people mostly without the right to unemployment benefit. The traditional hotel industry will not absorb this type of demand. But who would be the main beneficiaries? The tourist destinations that compete with us and the illegal networks that exploit the overcrowding of properties. Read more in SUPERCASA News .
Source: Pexels Author: Redaction Galp announced reductions in the prices of electricity and natural gas , in accordance with updates in the values currently practised, to come into force in April. There will be average reductions of 15% for electricity and 27% for natural gas, as a result of the positive evolution that energy suppliers have been considering. The company that owns Petrogal and Gás de Portugal states: the average reduction in the billing of electricity customers compared to the current table translates into a decrease of 6.2 euros per month for a customer with a contracted power of 6.9 kVA and average monthly consumption of 218 kWh, and for natural gas, this decrease translates into 6.48 euros per month, for a customer who is integrated in the first scale of natural gas and has average monthly consumption of 130 kWh. Similarly to gas and electricity, electric mobility will also see decreases in values, with off-peak charging falling by around €0.0364 kWh. Galp also confirms that, in the case of off-peak charging, the price of the energy needed to cover 100 kilometres will fall to 3.36 euros , all of these values excluding VAT. At the beginning of the year, Galp had already lowered the price of electricity, specifically for families and small businesses, and has now proceeded to update the values. You may also be interested in: Do you have systems with renewable energy sources at home? New support is on the way or F orecasts point to slowdown in the euro zone recession
Fonte: Pexels Autor: Redação The current economic situation, aggravated by the housing crisis, has caused situations of need, especially for many families whose vulnerable situation is not being addressed. Specifically, we are talking about 26,312 families who are on a waiting list to access social housing , in 31 municipalities in the countrys two major metropolitan areas, Lisbon and Oporto . The numbers in Lisbon exceed those of Oporto, with 19,000 registered requests (well above the 7,400 registered in Greater Oporto), according to data from Expresso. This is a situation that stems from the lack of municipal properties available to meet the needs of families, with about 60% of the requests being renewed or coming in due to the current housing context. In 2022, of the properties available for immediate delivery, only 658 houses were accounted for, responding to only 2.5% of the registered requests. In Lisbon there were 471 houses available for this purpose and in Porto only 187, numbers that fall short of the needs - despite the identification of 2,509 unoccupied municipal residences, in need of rehabilitation works, a solution that could, in the long term, respond to the requests of these households. Read also Measures for housing have already been promulgated
Source: Pexels Author: Redaction Solid Sentinel has just announced, in a press release to SUPERCASA Notícias , the beginning of sales for the second phase of the NOOBA real estate project, which promises to revolutionise Barreiro. In this case, it is the Jardim building, whose delivery of flats is scheduled for the second half of 2024. The Jardim building is composed of a total of 65 flats, distributed between 2 (29 units), 3 (25 units), 3 Duplex (4 units), 4 (5 units) and 4 Duplex (2 units). Prices for these dwellings start at €299,000. This new milestone in the NOOBA project allows us to continue our vision of offering innovative and quality housing to the middle class of the population, at prices 40% to 50% lower than in Lisbon, in a logic of democratic luxury. Besides having already secured the sale of more than 60% of the flats of the Horizonte building, we can advance that we already have several pre-sold units of the Jardim building, even at this early stage, says Alain Gross, CEO and Board Member of Solid Sentinel. Similarly to the first building, the Jardim was designed by architect Miguel Saraiva, with iconic lines and luxury finishings, in order to meet the needs of the families who seek to make NOOBA , and Barreiro, their new home. It should be remembered that the NOOBA - A Fresh New Living project is the latest residential development in the Setúbal district, which aims to help position Barreiro as an excellent place to live, offering a balanced lifestyle and tranquility not found in the capital, with stunning views over the river. With a total gross area of 98,360 m2, this residential project has 518 flats of different typologies. Read Khourage Real Estate entrusts the disclosure of developments to SUPERCASA
Source: Pexels Author: Redaction Its just over 24 hours until the clocks go back forward one hour, starting Daylight Saving Time in Portugal. This change brings with it longer days, more hours of sunshine and, if temperatures cooperate - and there are already indications that this will effectively happen - warm weather! The importance of the time change For many, this time change represents one less useful hour of sleep, however, and in practical terms, this is not true, since you will adjust your routines according to the longer days. In fact, it may even represent an advantage, since you will have more hours of sunlight, longer days and more pleasant temperatures. All of these factors contribute to greater productivity, higher serotonin levels and physical energy. Currently, the time change regime is governed by a European directive, leading to a seasonal change of timetables, and always takes place on the last Sunday in October - for winter time - and the last Sunday in March, for daylight saving time, which happens tomorrow. So, mark it on your calendar and dont be surprised if, when you wake up, you feel that the time has changed. Tomorrow, in Portugal and in the Autonomous Region of Madeira, at 1 am, your watch will go forward one hour, to 2 am. In the Autonomous Region of the Azores, the same will happen at midnight, bringing the time forward to 01h00. Stay tuned with SUPERCASA Notícias !
Source: Pexels Author: Redaction The More Housing Program continues to generate discussion The proposals will be approved in the next Council of Ministers, scheduled for March 30.ssion, since the moment it was announced and raised several questions, having been available for public consultation. More than a month will have passed, evolving now to a phase where the approval of the measures is being made. Were talking about draft laws that aim to combat the housing crisis, through support to families with housing costs, and many others that hope to combat speculation and increase the number of available homes. Earlier this week, on 21 March, two of the measures presented in this new housing programme were approved, with the public consultation having ended and these were then sent for promulgation, given the urgency mentioned by the President of the Republic in getting them to families. Thus, the extraordinary support to rents and the support to the subsidy of interests for housing loans were created. The second part of the program More Housing, which covers all the remaining measures, is expected to be approved already on March 30, when the Council of Ministers will be held. Which measures will be approved in this second phase of More Housing? There are about 20 measures awaiting approval, having been submitted to several suggestions and comments from institutes and associations, as was the case of the National Association of Portuguese Municipalities, which sent suggestions to improve the governments proposals. But they now pass to the executive domain, awaiting approval. They are the following: Limit to the increase of the rents in new contracts that have been in the market for five years, whose limit is established in 2% in relation to the initial rent. Updating of pre-1990 contracts according to inflation, also benefiting from IRS and IMI exemptions, besides a compensatory payment to landlords. The State will lease vacant houses to private individuals, under a sub-lease regime , increasing the supply of properties on the market and establishing an effort rate of up to 35% for tenants. These contracts must last a minimum of five years and the rent must be freely established as long as it does not exceed 30% of the general maximum rent prices applicable to the PAA (Programme for the Support of Affordable Rentals). IRS exemption on capital gains of properties sold to the State. Transition of houses under Local Lodging to the rental market , through incentives such as IRS exemption. New Rural Lodging licenses will be suspended until the end of 2030 , leaving out rural lodging zones. Registrations issued on the date the new measures come into force will also expire at the end of 2030, with the possibility of renewal for five years. Local Lodging may be opposed by condominium owners. Local Lodging will pay an extraordinary contribution. Vacant houses will become available for letting. Construction and rehabilitation works will receive tax benefits Lease contracts will be declared to the tax authorities by the tenants. Properties sold, whose capital gains are to pay off the house loan, will be exempt from these values. IRS special rate on rents is reduced from 28% to 25%. Gold visas end. Properties used for commerce or services can now be converted into housing. Public land or buildings will be made available for construction or conversion of properties for affordable rent. Licensing will be simplified. A line of credit will be approved for accessible housing projects. Was this information helpful? Read also Divorce and mortgage: what to do , Housing: Marriages skyrocket post-pandemic or New rehabilitation program for Lisbons neighbourhoods
Source: Pexels Author: Redaction JLL has been recognised by Ethisphere as one of 2023 Worlds Most Ethical Companies, being named a global leader in setting and advancing standards of business practice , according to a statement sent to SUPERCASA Notícias . Since 2008, JLL has been honoured for its exceptional demonstration of leadership and commitment to business integrity through best practices in ethics and compliance. In 2023, 135 organizations from 19 countries and 46 industries were honored and among these JLL was one of the 4 honorees, in the real estate area. In the range of 12, it has been named to that list more than 16 times. This continuous recognition is a testament to the people who drive our strong culture of ethics, while trying to offer the best service to our clients, comments Pedro Lancastre, CEO at JLL , in the same note received by SUPERCASA Notícias . Ethics is one of our core values and is at the heart of everything we do at JLL. This award reflects our culture of integrity, a fundamental piece in building the future of real estate for a better world. JLL was also recognised with Ethispheres Ethics Inside certification. This certification includes a comprehensive review and assessment of companies business management systems and practices, an ethics and compliance programme and leadership corporate responsibility citizenship initiatives, reputation and legal history. Clients and organisations continue to globally recognise JLL for its ethics, corporate citizenship and commitment to being an employer of choice. Read also JLL anticipates a dynamic year for Portuguese real estate
Source: Pexels Author: Redaction It was during the political debate held in Parliament , last Wednesday, that António Costa reaffirmed the need to increase the number of beds available in student housing, stating that the construction of these beds is already underway and that there are, in fact, many universities, polytechnics, misericórdias and municipalities that are very committed in that achievement. According to the Government, there are currently 15,0173 beds available and it was established the goal, until 2026, to increase this number to 26,868, under the National Programme of Accommodation for Higher Education Students. The Head of State guarantees that, since it came into force, this programme has seen an enormous adhesion , having even been applied a reinforcement of 37 million in the State Budget, besides the 375 million foreseen in the PRR (Recovery and Resilience Plan) to allow the increase of the offer available for displaced students. This investment, according to António Costa, is absolutely fundamental to continue taking steps in the direction that has been chosen by the executive, in order to improve the conditions for higher education students, with incentives for more young people to enter these studies, and to respond to the goals previously established. On this topic you can read Study abroad: Tips for financial preparation or Personal loans for higher education: learn everything
Source: Pexels Author: Redaction Last Wednesday, 22nd March, António Costa said that a plan of measures to combat price rises was underway, aimed at supporting families due to the galloping inflation that has been felt in the purchase of food consumer goods in recent months. In February, inflation reached 20.5%, and was considerably higher for most goods, both in the eurozone and in Portugal. The Prime Minister said, on this issue, that the Government will work with the sector to act on prices . In this scope, negotiations will be carried out with producers, through State aid , with the aim of reducing production costs for the food sector. As well as these negotiations, on the table is the reduction of taxation, that is, VAT , and the guarantee that this reduction is translated into an effective reduction, and stabilisation of prices that effectively benefits consumers, according to the Government. All of this is aimed at fighting inflation, reinforced, also, with a set of measures that are being discussed and that foresee support for the most vulnerable families, in what the Government calls a triple dimension - considering that the first is the negotiation with the sectors producers and the second is the reduction of VAT on food products. This triple action thus covers an agreement with distribution but also with production, ensuring that there is correspondence between the three dimensions of these measures in order to ensure that the VAT decrease has the intended effect. Read also Lower prices in supermarkets is under discussion or Rent in arrears: How does the State support work?
Source: Pexels Author: Redaction There are a little over two weeks left until Easter , which is a very appealing time for kids and adults alike. From the usual Easter eggs, chocolates and almonds, its a time when many people take the opportunity to take a holiday, accompanying the period of their childrens school holidays. With the arrival of spring and the sun, longer days and higher temperatures, there is a great desire to discover new places, something you can take advantage of this holiday period that is approaching. Why not start planning your itinerary now? SUPERCASA Notícias brings you the suggestions of the most attractive destinations to visit in Portugal, so you can make the most of the season and relax in the most beautiful and suitable places for the season. 1. Castelo de Vide If you still dont know this charismatic Alentejo town, it is time to discover it! It is one of the most beautiful places you will visit and it is perfect for an Easter holiday with the family or with your partner. You can stroll through the typical streets, full of secular heritage, and see the Jewish heritage by which it is marked. You will also have contact with Catholic traditions and rituals, and you can attend the Easter Vigil that brings the whole community together. 2. Óbidos Located a few minutes away from Lisbon, the town of Óbidos is ideal for those who want a trip back in time. Full of medieval elements, this is the ideal retreat for those looking for not only a complete Easter experience, since during eight days you will be able to follow several religious celebrations, but also a cultural tour full of traditional elements to discover. You can taste the famous ginja (cherry liqueur) in a chocolate glass and eat some delicious kisses from Caldas , a nearby town that you can also visit, discovering its typical ceramics and beautiful green spaces. 3. Aveiro If you want a more tranquil trip, we recommend Aveiro . You can venture out on a moliceiro boat and enjoy the famous ovos moles, typical of the region, or the tripe, which you can eat plain, filled with egg jam or chocolate jam. It is a perfect programme for those who like to escape the big crowds and enjoy the good sunshine of these longer days. 4. Braga A little over an hour from Aveiro, if you want a more dynamic visit, take the car and go to Braga ! Full of cultural elements, art and history, it is a destination that will leave you surrendered. However, especially during Easter time, you will see the new life of the city with the Easter celebrations, which bring a lot of people to the city. You can visit the monuments and enjoy the typical gastronomy. 5. Lisbon For a more cosmopolitan programme head to the capital and discover the various thematic activities, from Easter egg hunts to tasting the typical folares and almonds. There are several pastry shops in the city that fill their windows with cakes alluding to the festive season and engage in the confection of typical sweets, which you can taste while enjoying the view of the Tagus River. Have you already decided your Easter destination? Hit the road and celebrate this festivity, following all the tips and suggestions from SUPERCASA Notícias