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房地产市场新闻
类别
Real estate

Home loans: Interest rises to 0.805% and average installment grows to 257 euros

23 五月 2022
话题
Taxas de Juro Destaque Notícia Homepage INE Prestação da Casa Crédito Habitação
According to the INE, the implicit interest rate on all mortgage contracts increased again in April. This value is 1.1 basis points higher than the value recorded in March.
Home loans: Interest rises to 0.805% and average installment grows to 257 euros
The implicit interest rate on all mortgage contracts increased again in April, after easing in the previous month to 0.794%. According to data revealed by the National Statistics Institute (INE), the interest rate stood at 0.805% in April. 

This value is 1.1 basis points higher than the value registered in March. 

For contracts drawn up in the last three months, the interest rate was 0.857%, compared to 0.831% in the previous period.

For home purchase financing, the most relevant in the set of mortgages, the implicit interest rate for total contracts increased to 0.820%, up 1.1 basis points from March. 

In contracts drawn up in the last 3 months, the interest rate rose 2.6 b.p. in relation to the previous month, to 0.852%.

In the case of contracts made in the last quarter for financing the purchase of a home, the interest rate rose 2.6 basis points, to 0.852%. 

Taking into account the instalment and considering all the contracts, the average value of the instalment increased by two euros, to 257 euros. Of this amount, 41 euros (16%) correspond to the payment of interest and 216 euros (84%) to amortized capital. 

With regard to contracts made in the last three months, the average value of the instalment increased 12 euros, to 387 euros. 

In the month under review, the average outstanding principal for all contracts rose by 519 euros, to 59,242 euros. With regard to contracts drawn up in the last three months, the average amount of capital outstanding was 125,411 euros, 1,882 more than in March. 

话题
Taxas de Juro Destaque Notícia Homepage INE Prestação da Casa Crédito Habitação
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