Source: Adobe Stock Author: Redaction With the growing concern for sustainability and the search for more economical energy solutions, solar panels have become an increasingly popular option among Portuguese consumers. However, those considering the transition to solar energy face an important question: is it better to rent or buy solar panels? Both options have advantages and disadvantages, and the choice depends on several factors, such as the budget available, long-term goals and the level of commitment to the investment. Buying solar panels: a long-term investment Buying solar panels represents a higher initial investment, but one that can result in significant savings in the medium and long term. By buying the system, the owner has total control over the installation and the income generated by solar energy production, without any obligation to pay monthly fees. Advantages of buying: - Total ownership: By purchasing the panels, the owner keeps the system and can enjoy the benefits of energy production without paying monthly fees to third parties. - Long-term savings: Although the initial cost is high, buying solar panels usually pays off after a period of 6 to 10 years, depending on energy consumption and the efficiency of the system. - Tax incentives: In Portugal, there are tax incentives that can reduce the cost of purchase, such as the support program for energy self-consumption. - Property appreciation: Houses equipped with solar panels tend to appreciate in value, making them more attractive on the real estate market. Disadvantages: - High initial investment: The cost of installing solar panels can vary from 3,000 to 10,000 euros or more, depending on the size and complexity of the system. - Maintenance: Although solar systems have a long lifespan, the responsibility for maintenance and any repairs lies with the owner. Renting solar panels: flexibility and lower initial cost On the other hand, renting solar panels is a solution that is gaining popularity, especially among those who want to reduce their ecological footprint without the financial commitment of a purchase. Renting involves paying a monthly fee to the company supplying the system, but without having to bear the initial purchase and installation costs. Advantages of renting: - Low initial cost: The main advantage of renting is that it doesnt require a large initial investment. The customer pays a monthly fee, which is usually lower than the amount they would pay for electricity from the traditional grid. - Maintenance included: In rental contracts, maintenance and any repairs are generally included, which reduces the burden on the user. - Flexibility: Renting allows for less worry in the long term. If the system doesnt live up to expectations or there are changes in the residence, the contract can be terminated or adjusted. Disadvantages: - No ownership: When renting, the user doesnt own the panels, so they wont be able to benefit from the total energy savings in the long term. - Limited savings: The monthly savings on the energy bill may be lower compared to those who buy the system, since part of the value produced by the panels goes back to the supply company. Which is the best option? The choice between renting or buying solar panels depends on individual needs and objectives. For those who can afford the initial investment, buying may be the best long-term option, allowing for greater savings and energy independence. On the other hand, leasing is an appealing solution for those who dont want to commit to the cost of purchasing, but still wish to reduce their electricity bill and contribute to environmental sustainability. Investing in solar energy is an excellent way to reduce energy costs and your carbon footprint. However, the decision between leasing or buying solar panels should be made based on your available budget, willingness to deal with maintenance and long-term financial goals. Both options can provide significant savings, but it is essential to consider which one best suits your circumstances.
Source: Adobe Stock Author: Redaction The decree-law 42/2024 of July 2 , which extends access to the youth rental program, has been published in the Diário da República. Although young people aged between 18 and 35 can apply, the new changes now foresee that a candidate who turns 36 during the period in which they benefit from the support can also apply, as long as it is done consecutively. The application also extends to couples where one partner may be 37 years old , provided the other is 36, under the conditions mentioned above. Young people can now apply for the program to find out the amount of support they can receive and only then enter into the rental contract. Additionally, young people can also consult properties for rent, directly from property owners, on the website of the Institute for Housing and Urban Rehabilitation (IHRU). These changes came into effect in September, eliminating limits on the maximum rent, which means that a candidate who has found a house to rent for 401 euros may be eligible, as the maximum threshold of the municipality where they reside, 400 euros, will no longer affect eligibility for support. The requirement to present six payslips has also been removed, and a minimum of three payslips will suffice . The Government aims to help more young people with these new changes, estimating that in 2025, there will be an increase in support of 26 million euros. Read more at: Can you assess loan conditions? We tell you everything , Impact of rising interest rates on average mortgage payments , Understand the different types of interest rates: fixed, mixed, or variable.
Source: Adobe Stock Author: Redaction The way a property is presented can dictate the success or failure of a sale. In this context, the minisite, or landing page, is a personalised option that offers an in-depth and personalised experience for potential buyers who land on your ad, as well as various other benefits that encourage the sales process. Through a minisite, youll have the opportunity to communicate complete information about the property in a clear and organised way, such as high-resolution photographs, floor plans, a detailed description, the location on the map, characteristics of the location, and even virtual tours. Through these details, there is a greater focus on the property, as you will be dedicating an entire page to a single buying opportunity, eliminating distractions and directing the visitors full attention to the features and benefits of the house. Unique benefits you can expect - A well-structured minisite that can be optimised for search engines, benefiting you in terms of SEO, and thus increasing the visibility of the ad, attracting more qualified visitors; - You can include interactive tools on a minisite that will allow you to obtain crucial data about your potential customers, such as property valuation calculators, contact forms or chatbots to answer visitors questions in real time. By integrating a landing page into your ads, you can measure the performance of the interactions made with your microsite and ad, namely the number of visits, the average time spent on the page and the actions taken by visitors, allowing you to optimise your marketing strategy. From your customers perspective, having a mini-site demonstrates professionalism and care, conveying the idea of trust. In the long term, youll achieve higher success rates A complete and interactive minisite generates more interest and engagement on the part of potential buyers, increasing the likelihood that they will book a viewing, as they will have all the information they need at their fingertips to get to know the details of the property before the viewing, which can speed up the buying process. Whats more, by providing a more complete and personalised search experience, youll also give the user a better experience, increasing their satisfaction and strengthening your reputation. In short, a minisite is a powerful tool for boosting property sales , offering a more complete and personalised experience that will attract more visitors and more interest in closing the deal. How can you integrate all these benefits? By choosing to have a website that integrates landing pages into its ads, youll be working towards a more optimised, appealing and user-friendly site, which will offer a gateway to new possibilities . You can have a website like this by investing in eGO Real Estate websites, which you can integrate into your CRM. With this innovative solution, which will save you time and resources, youll have a vast sea of possibilities, since you can not only integrate landing pages, but also other functionalities such as a property appraiser, IMT simulator, development fractions or sales banners, among many others. Test it out and watch the results roll in! Ask for more information about all the features you can integrate into your site, in addition to the minisites, and turn it into one of the main channels for promoting your properties.
Source: Adobe Stock Author: Redaction The real estate market can be tricky and complex, requiring knowledge, preparation and a dose of organization. To be successful, it is essential to be prepared and have on your side a checklist that ensures nothing fails, listing the steps that must be guaranteed to ensure everything has an answer and that gets not only the properties but also customers. So, to help you, and with the support of several articles that you can find in SUPERCASA Notícias , we leave you the list that you must follow religiously, in order to ensure that everything is in order and that you can achieve good business! 1. Ensure a centralized management of all stages and aspects of the business; 2. Seek to automate processes; 3. Do custom data analysis and reports; 4. Integrate your business with database platforms; 5. Work the marketing of your agency; 6. Work the follow-up to the client; 7. Keep up to date as much as possible and participate in continuous training; 8. Measure the ROI (Return on Investment) of your business; 9. Build a network of contacts; 10. Integrate your business with the best CRM on the market. The real estate market is dynamic and requires the following of differentiated strategies, so adapt this checklist to the reality of your business and work towards its growth. However, consider that this is the necessary basis to ensure you stand out, and therefore it is important to make sure that you meet the steps to be the best professional in your area! From the acquisition of leads to the closing of the business, eGO Real Estate is the best CRM to work with, being able to integrate into it the Infocasa database platform , offering you, thus, a unified environment that allows you to organize all the relevant information for prospecting, fundraising, trading and selling processes. In addition, repetitive tasks such as sending emails, scheduling visits and tracking clients can be automated by eGO Real Estate , freeing you up time to focus on more strategic activities. And with Infocasa, you can generate detailed reports on the performance of your team and business, allowing you to identify opportunities for improvement and make more assertive decisions. If you are interested in growing and making a difference, following the checklist we have developed for you, you should start today to change to higher flights , starting by signing up for webinars and training courses that help you understand the importance of these actions, which you can access here. And if you would like to have access to a demo of everything that CRM eGO Real Estate allows you to do, click here and try it out!
Source: SUPERCASA Author: Redaction The new construction brings together several advantages, including the confidence that you will have a property built according to the latest safety standards, with elaborate finishes and increased comfort. In addition, new buildings require less maintenance as the materials are new and durable. Choose to buy a new property, suitable for your needs, and at the best price. If you are looking for properties in the new construction category look at SUPERCASA , but we leave you some suggestions that you will not want to miss! Amparo Wave Terrace, in Portimão - prices from 270.000€ Élou Empreendimento, in Loures - prices from 315.000€ Del Mar Waterfront Living, in Olhão - prices from 365.000€ Beato Quarter, in Lisbon - prices from 410.000€ Greenstone, in Porto - 975.000€
Source: Adobe Stock Author: Redaction Ferreira do Zêzere , part of the district of Santarém, is bathed by the River Zêzere, being very popular for nautical tourism . There are about 25 kilometers of river, which provides unique conditions for the practice of any nautical sport. The region has several possible activities, namely hiking trails or cultural tours, or the gastronomy that characterizes the region. The village is set in a light and fragrant environment, surrounded by nature and culture, characterized mainly by green vegetation, carved by pines, eucalyptus, brooms and heather, and has protected areas that cover prehistoric caves that can be visited on a pedestrian walk. To enjoy the best that the region has to offer, you can do some interactive activities like birdwatching or geocaching, or even canoeing, wakeboarding, diving, climbing and rappel, for the more adventurous. In gastronomy, the diversity and quality of products is excellent, and so in Ferreira do Zêzere, there are a variety of festivals and parties that try to honor and celebrate the products of the region. In this fantastic village there have been several investments at the level of tourist developments, bringing added value to the region with regard to the real estate and also tourism sector . Quite close and accessible are also cities of Tomar, Abrantes or Sertã, valuing this village as an investment potential for its accessibility and availability of services and infrastructures. Have you ever thought about living in Ferreira do Zêzere? See the houses that are for sale in SUPERCASA for this region and make your investment in the quality of life you have always dreamed of!
Source: Adobe Stock Author: Redaction Often confused, the housing license and the use license are two crucial documents in the real estate market, whether to sell or buy a house. Both have distinct objectives and ensure essential aspects of a property , so understanding its nuances is fundamental to ensure legality and security in your projects and goals. The license of housing If a property has a housing license means that it is legally fit to be inhabited , and this document is also known as a livability license. The housing license is issued by the municipal authority, being necessary to monitor and comply with the legal conditions required for its issuance. Any house that is intended for housing requires a license to be habitable and, therefore, a property is destined to services, commerce or industry, should not require, for it will have a distinct allocation whose purpose is not the proper and permanent dwelling. If there is an architectural project , this document guarantees that there is compliance with the respective, being mandatory to consider changes that have existed to the property, whether it’s a sundeck, a swimming pool or a porch. A housing permit is not valid, however, it becomes necessary to renew it if there is any modification in the structure of the building or the improvement of the property. We consider it important to point out that, if you are going to buy a house still under construction, the person responsible for issuing the housing license will be the builder. Even at the time of signing the CPCV, you will need to take the housing license, but also if you proceed to the conclusion of housing credit, to present in the banking entity. For those who rent , it is also important to know that under the New Urban Lease Regime, it is necessary that the landlord, in the context of the conclusion of the lease, present the housing permit . What defines, then, the habitability of a property? The General Regulation of Urban Buildings defines that, in the area of electricity, gas, sanitation and water, there are parameters to comply with, sometimes a project of specialties is necessary to get the housing license approved. Among the various criteria that attest to the habitability of a property are: • Structural safety: walls, foundations and roofs that support the appropriate weight without risk of collapse or cracking; • Installations: electrical, hydraulic and gas systems in accordance with the standards, preventing accidents and ensuring proper functioning of the property; • Ventilation and lighting: the property must have sufficient openings to ensure fresh air circulation and natural light, promoting a healthy environment; • Accessibility: must allow free and safe access for people with reduced mobility, including the elderly and disabled; • Hygiene: adequate hygiene conditions, with sewage and water treatment systems functioning properly; • Useful area: it must have a minimum useful area per inhabitant, ensuring adequate space for the well-being of people. The license of use The license of use, also known as license of use, certifies that the properties can be used for residential purposes or for trade, services or industry. This license is, like the previously described, issued by the municipal entity where the property is located. The license of use is mandatory in the following properties: • New: before occupation, to ensure that the property is intended for the intended use in the project and that it integrates with the urban network; • In alterations: when the work changes the use of the property, such as turning a business into a residence; • Used: in some cases, such as on the sale and purchase, to check whether the property complies with the rules of use and land use. For the purposes of granting the case, several factors will be evaluated by the competent authorities: • Correspondence between the approved projects and the work; • Compliance with legal regulations and other regulations, such as fire safety or health equipment; • Match to intended end. In short, the housing permit ensures that the property can be inhabited, while the use permit defines how the property can be used. Thus, understanding the differences between the two documents is essential to ensure the legality and safety of your real estate projects . By obtaining the appropriate licenses, you will ensure the habitability of the property, the correct use of space and the tranquility when investing in a property that is in compliance with the rules. Our suggestion is that you always consult the local council for precise information about both types of licenses, as well as the procedures required for each situation . And if you are looking to learn more about topics, stay to read: What is a License? Find out , What is the Toponymic Certificate and what it serves and Credit construction: what is it and how does it work?
Source: Author Author: Jorge Garcia, Real Estate Specialist We have been blessed by nature, with a vast architectural, urban, and landscape heritage, a favorable coast, sea, and climate. Only cultural differentiation will set us apart from other destinations. The dynamics of our economic growth are increasingly dependent on tourism , an activity that, in the low cost - low service model, has low productivity and is at serious risk of volatility. If we do not invest in improving the quality and competitiveness of our offerings, demand flows will redirect elsewhere. We need to improve productivity, added value, and territorial homogeneity. We need to invest in training, capacity building, and certification of the value chain, and develop new tourist routes and new tourism-real estate products, which will relieve pressure on the infrastructure in currently over-sought destinations, which are at risk of saturation. Over the years, as a trainer, I have dedicated myself to the theme of Qualification, to understanding the audiences we work for. Changes in the consumption profiles of tourists and international property buyers, as well as technological transformations , have led to the need to deepen this competence. From the target audience to the segmented and personalized identity of the consumer, resulting in the enhancement of qualification. In Portugal, we have the conditions to offer more than just a mix of sun, cheap trips, and selfie backgrounds that add no economic value. It is necessary to find a balance between the city to visit and the city to live in. Tourists do not want to pay to see other tourists , and the international client who bought a property to live here temporarily or permanently wants to integrate into the local community they chose. In addition to the qualification of building offerings and their architecture, they chose to share this place with other resident people and their cultural behavior. Places are the basic units of the countrys economic growth. Prosperity depends on the ability of these places to grow, renew, and create an identity, with the allocation of capital and resources that they can attract. Lets focus immediately on the requalification of what already exists and is deteriorated, on solving the housing crisis by promoting investment and increasing supply. Ideological options to control sale and rental prices, the recurring return of the real estate bubble, and more recently, blaming real estate mediation for rising market prices, are unnecessary. Trust plays a fundamental role in the economy. Economic agents make their decisions based on expectations, predictability, and risk reduction. It is urgent to start building and rehabilitating at a price affordable to the wages earned by the majority of Portuguese people. It is necessary to restore legal security, reduce the tax burden, and ease legislative and regulatory requirements to reduce production costs. A final note to welcome the recent launch of a Foundation for the construction sector, which includes the main Professional Orders, Architects, Engineers, Economists, and companies in the sector. The Foundation aims to create a Construction Observatory , which will allow for the monitoring of trends in the sector and to promote and conduct studies that will support political decision-making in what are the major national strategic options. It also aims to contribute to defining a national strategy for the retention of talent in professions related to the activity, qualification, and professional valorization. Qualification is Necessary. Did you find this article interesting? Discover others on SUPERCASA News .
Source: Adobe Stock Author: Redaction The contract-promise of purchase and sale (CPCV) officializes the intention of purchase and sale, as the name indicates. This is an unofficial document, however, it is a standard procedure that safeguards both buyer and seller, serving as a guarantee for both parties until the deed is concluded. The CPCV binds the traders, giving the buyer the right to purchase the property and, to the stakeholders, the guarantee that the deal will be carried out within the established time, or until the conditions for the conclusion of the deed are met, offering legal certainty in case of default. The following clauses shall be included in the contract: • Data of the parties involved: buyer and seller, including address, NIF, citizen card number and marital status; • Identification of the property or land: land description and caderneta predial; • Object of the business: where the parties are committed to buying or selling the property; • Amounts and payment method: in case they are waiting for approval for housing loan, must also be included in the CPCV; • Value of the sign: which usually corresponds to 10% or 20% of the total purchase price. If signal reinforcement is provided, this information shall also be explicit in the SCCP; • Date of the closing date of the deed; • Rights, duties and sanctions provided for both parties; • Conditions of habitability; • Sale clauses: where charges on the property are included such as pledges or mortgages; • If there is an advance delivery of keys to the buyer, this information must be included in the CPCV, indicating the conditions under which it occurs; • Last but not least, the signatures of both parties. As a rule, there is a place for the recognition of signatures to safeguard in case of dispute, however, it is not mandatory. The CPCV must be accompanied by a building permit and a use permit, and, when purchasing real estate still in the planning stage, the specifications. It may also take into account other situations, such as: • When signing the contract-promise to buy and sell, require receipt of the delivered amounts. • If the property is still under construction, confirm the existence of a license. • If the property you are buying is in a condominium, request minutes of the meeting to check that all values are up to date. Consult with a real estate agent Using the services of a real estate agent will safeguard you against any doubts or questions that arise during the negotiation process , whereas the celebration of CPCV is an important step for safe purchase of a property, so everything should be as clear and correct as possible. A real estate agent is a qualified professional with experience in this type of negotiations , who will help you in the thorough evaluation of contracts and any other doubts, guiding you from start to finish, and therefore, by using an experienced and accredited real estate agent, you will have several benefits that will make the process of buying the property more secure, quiet, efficient and advantageous. Your expertise, market knowledge, negotiation skills and network of contacts can be valuable tools to find the ideal property and make a good business. Formalize your commitment in an informed and safe way, ensuring a transparent process free of unforeseen events. And to help you, find the right real estate agency here .
Source: Adobe Stock Author: Redaction One of the most rich in cultural and historical heritage of the country, is 40 minutes by train or 30 minutes by car from the most important metropolitan center of Portugal: Sintra , which is still part of the district of Lisbon. Sintra is a village known for its proximity and enchantment of nature, where we highlight the Pena Park that has the most varied tree species in Europe, some of them already extinct. The culture and monuments that report us for cinematographic pictures, such as the Palace of Monserrate, the National Palace of Sintra or the Quinta da Regaleira , and of course, the proximity to the beach , toast who decides to make Sintra your home. So, if you are a lover of nature, culture, sports, beach and sustainability, Sintra is the ideal place to live! The municipality is active and attentive, investing in the mobility of its residents, in business sustainability and appealing to the financial efficiency of individuals and companies. This efficiency allows the reduction of taxes, namely IMI (Municipal Property Tax). According to the local housing strategy, the municipality and the Institute of Housing and Urban Rehabilitation (IHRU) propose solutions for housing families through the rehabilitation and acquisition of fractions. Why is Sintra a magical city? In addition to all the attributes we have already indicated above, Sintra is a charming and magical city for the landscapes and places it offers, both tourists and residents. Its green parks and eclectic gardens draw attention for the variety of species, and the legends and stories of the village are already a curiosity for those who arrive without knowing them. If you liked to live in this wonderful village, find the best real estate options for sale at SUPERCASA and do not waste time: move into this magical Portuguese treasure!
Source: Adobe Stock Author: Redaction Buying a home is one of the most important financial decisions that anyone can make, because it requires a great availability of capital, not only in the initial phase of the purchase, as over the years that it is owner. It is necessary that you prepare financially for the purchase of a property, and to help you, we give you some useful tips. First, assess your current financial situation. Make a detailed survey of your monthly income and expenses. It is important to know exactly how much money comes and goes every month to determine how much you can save for the home purchase. Create an emergency fund with at least six months of expenses to cover any unforeseen events that may arise during the purchase process. Next, consider the costs involved in buying a home beyond the sale price. Expenses such as fees associated with bureaucracy, taxes, insurance, inspection costs and any works or improvements at home should be taken into account. These additional costs can represent a significant part of your total budget, so it’s crucial to include them in your financial planning. Another essential tip is to check your effort rate. A good credit score can help you get better financing rates and loan terms. Pay your debts, avoid taking on new credits and try to reduce your financial dependencies as much as possible. If necessary, consult a finance expert to help you improve your effort rate before applying for a real estate loan. Finally , set a maximum amount you are willing to pay for the house, considering your financial capacity and the additional expenses mentioned. Stay within this limit to avoid compromising your financial health in the future. Research and compare different financing options, negotiating whenever possible to get the best terms. Planning the budget for a home purchase requires time, dedication and a lot of organization. Having knowledge of these tips will be more prepared to face the challenge, being able to realize the dream in a safe and conscious way. Remember that financial preparation is the key to a successful purchase and to ensuring you enjoy your new home without financial worries. Follow the SUPERCASA Notícias for more tips like this! Will you live alone? Tips to organize
Source: Adobe Stock Author: Redaction Does your real estate agency answer the fundamental question: why do we exist? This is the question that defines the purpose of the company, its role in the market and the impact it wants to create. It is important that your mission is well defined, clear, concise and inspiring, reflecting the values and goals of the brand you are representing. To build these foundations, we give you the guidelines you need to be successful. Mission: the why The mission of a real estate agency answers the basic question behind any brand, defined the reason why it exists, the purpose of the company, your role in the market and the impact you want to have. Vision: to where The vision, in turn, traces the future of the company. It is the idealized image of what the agency wants to be in the future. A clear and ambitious vision serves as a guide for all the decisions and actions of the company, and therefore will guide growth and development throughout its lifetime. Values: the how Values are the principles that guide all company actions. They define organizational culture and shape employee behavior. Values such as ethics, transparency, professionalism and respect for the customer are fundamental to build a solid and reliable brand. Why are these three pillars so important? Defining the mission, vision and values of an agency will bring more positive points than you can imagine, starting with the alignment of the team, which will be guided by the same values and goals, working in a cohesive and efficient way. But it’s not the only advantage. There is the differentiating factor , because having a clear direction, the team can make decisions more aligned with the company’s strategy, avoiding deviations and uncertainties, and thus, chart a path that will help differentiate the agency from its competition, making it unique and memorable . A brand with a clear and consistent identity is more valued by customers and generates greater trust and loyalty, contributing to sustainable and lasting growth. How can you set these guidelines in your agency? One of the most effective ways to build the notions of mission, vision and values is by involving your team in workshops, training and meetings where you implement the sharing of ideas and opinions . In addition, it is essential to analyze the market and identify the needs of customers as well as industry trends , and can then develop a development designed to meet the needs of a concrete audience. But more importantly, it must be authentic and genuine, and spread its mission, vision and values in its communication channels such as website or social networks to demonstrate to the public what they are, exactly, its vectors and ways of acting. To help you with this question, you can create on your real estate website a page dedicated to Who are we, where you indicate the three pillars and define them according to the valences, goals and values of the company. Did you know that the eGO Real Estate CRM for real estate management can help you with site improvements? Ask for their free advice and implement new pages and features on your website, improving it so that more users come to it and get to know its specialized services. Ask for your advice here . Don’t forget that defining the mission, vision and values is the first step to building a strong and lasting real estate brand , because by having a clear purpose and a rich identity, your agency will be better prepared to meet the challenges of the market and achieve success. Stay to read: Tangible and intangible brand: understand and boost your brand or eGO Real Estate Sites: change your site for the better
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