Source: SUPERCASA Author: Redaction It is already on May 18, at Hotel Vila Galé Lagos, that the next eGO Real Estate workshop will take place , entirely dedicated to sales in real estate. This is intended for all those interested in acquiring a management software that allows the optimization of real estate business. And, being eGO Real Estate a Digital Window product, which offers a range of integrated products with numerous advantages and essential features, the moment will be essential for all market players seeking an integrated solution, responsive and complete for management, prospection and real estate listing. Throughout the training, there will be moments dedicated to clarifying doubts and personalised follow-up with the participants. In the next workshop, topics such as the importance of having an online presence through the eGO real estate websites, developed with the latest technology, will be addressed. Get to know all the options we have available to better meet the needs of real estate agencies and learn how to autonomously manage your real estate website, making the most of the optimization possibilities, achieving the best positioning in Google searches. Opportunity management and lead management will also be strong topics to be addressed in this training, during which tips will be shared to improve the follow-up carried out by real estate agencies with their customer portfolio. Dont miss the opportunity to deepen your knowledge and learn new practices, register here . .embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } The next workshop will take place on May 18th, between 9:45am and 5:00pm, at Hotel Vila Galé Lagos, in Lagos. Take the opportunity to know and to learn more about the CRM of real estate management market leader, making your registration through this link or contacting us directly through the email formacao@egorealestate.com. About Janela Digital In the last months, Janela Digital has resumed this initiative of proximity with their clients, having promoted several events all over the country. This way, its possible to guarantee an excellent follow-up to the real estate agencies that use, not only eGO Real Estate, but also Janela Digitals several solutions , including the real estate portals CASA SAPO , SUPERCASA , without forgetting Infocasa , the most complete metasearch tool in the real estate market. During these workshops, participants will have the opportunity to learn how to implement all the added-values in the daily management of their business, from the integrated management of visit requests, to the export of properties to several real estate portals in just one click. It will also be possible to explore document management in order to ensure that all the agencys documentation is centralized in one place, being able to share it with the teams. Learn how to search for clients, properties and opportunities and expand the business by cross-referencing information from buyers and owners , among many other advantages.
Source: Pexels Author: Redaction The delivery of IRS Declarations started last April 1, allowing taxpayers to submit their accounts, through the Finance Portal, until the end of June and, according to the official statements of the Ministry of Finance, the first refunds are already being paid , having started last Thursday, April 13, to be delivered in the taxpayers accounts. So, if you filed your tax return early, and according to the deadlines set by the Government, it is likely that you have already received, or will receive in the coming days, your tax refund. The Government said: the campaign, which began on April 1, is running smoothly and without any constraints , and taxpayers can file their tax return for income earned in 2022 until June 30, regardless of income category. By 6pm on the 12th, 1.7 million tax returns had been submitted by taxpayers. Of these, 46% were submitted via the automatic IRS. We remind you that last year, the deadlines set by the Government varied on average 17 days , with the refund forecast, for those who opted for the Automatic IRS, of around 12 days, and around 19 days for those who submitted it manually. To check the status of the IRS refund Access the Finance Portal and select the IRS area . You must put your NIF and enter your password . Then you should, in your personal area of IRS , click on Consult Declaration and choose the year of income , in this case 2022, and select Search . Finally, you can check the status of your declaration , which can vary between Right declaration (validated) Settlement Processed (you already have information about the reimbursement amount) Refund Issued (the transfer has already been processed by the Tax Authorities) Payment Confirmed (check your bank account, you should have received your refund!) The refund can also be issued by postal order or cheque, in case you dont have a bank account or if you check an invalid IBAN on the Finance portal.
Fonte: eGO Real Estate Autor: Redação On the 13th of April, a workshop dedicated to sales in real estate will take place, promoted by the CRM eGO Real Estate , a Janela Digital product, with the objective to offer its users the maximum knowledge about the software functionalities , approaching subjects such as real estate websites, the management of opportunities and leads and the improvement of the follow-up that is done with the client. To register, just fill out the form through this link . In recent months, Janela Digital resumed this initiative of proximity with its customers, having promoted several events all over the country. This way, its possible to guarantee an excellent follow-up to the real estate agencies that use, not only eGO Real Estate, but also the several Janela Digital solutions , including the real estate portals CASA SAPO , SUPERCASA , without forgetting Infocasa (real estate metasearch tool). During the eGO Real Estate workshops the participants will have the opportunity to understand how they can implement all the added value in the daily management of their business , since through eGO it is possible not only to make an integrated management of the visit requests, but also to export properties directly to the various partner portals , have access to a document management with the documentation of the agency centralized, being able to share it with their teams, search clients, properties and opportunities and expand the business by crossing buyers with owners, among many other advantages. The next workshop will take place next week, the 13th of April, between 9:45am and 5:00pm, at the Vip Executive Arts Hotel, Parque das Nações, in Lisbon. Do not miss the opportunity to know and learn more about the CRM of real estate management market leader, making your registration via this link or contacting us by email formacao@egorealestate.com. If you are looking for the CRM that best fits your business, this is the Workshop for you! Request your registration.
Source: Pexels Author: Redaction Schneider Electric, a global leader in the digital transformation of energy management and automation, announces in a press release sent to SUPERCASA Notícias , the launch of the web tool eDesign, designed especially for electricians and to facilitate the design of electrical boards for small buildings. The company reinforces its commitment to help its partners to work more efficiently through new products and tools. eDesign offers an intuitive screen and a very real experience that makes it extremely easy to design electrical boards for small buildings. The simplified tool aims to save time for users, who, having all the necessary information in one place, are able to search, add and validate products with just a few clicks. Each step follows a logical flow, leading to the next automatically and allowing effective use even with little training. In addition, it has multiple functions that guide professionals through the process, helping them to complete their tasks quickly. For example, with eDesign electricians can zoom in on product images to check details, even on an already assembled board, providing a very real experience and allowing them to share quotes with their customers more quickly. Thanks to integration with PrismaSet S protruding boards up to 160 A, eDesign becomes ideal also for commercial installations, tertiary buildings and industrial applications, being as agile in them as in residential installations and saving a lot of installation time. It also integrates the Linergy VDIS 160A and Linergy BS solutions. eDesign is a Cloud -based web tool, so it does not require the installation of any software or application and is free of charge. Users have the option to explore and create graphics without having to create an account; however, if they register on the platform they unlock many additional features, such as the ability to access, at any time and place, all saved projects. More news in SUPERCASA Notícias
Source: Unsplash Author: Redaction The artificial intelligence applied to Google Search is constantly improving to understand what the user is looking for in the search engine, playing an important role in showing useful results on a wide range of topics and peoples curiosities. But if, on the one hand, AI helps to feed the search results, on the other, there are tricks that the user can apply to their search to find more relevant results, according to a statement sent to SUPERCASA News. A Google study found that although people use search engines on a daily basis, most (58%) do not know tricks to optimise their online search. To help users find the information they are looking for more easily, Google is coming up with a practical guide for everyday life - whether to find the right product, understand more about a certain subject or check a piece of information you heard about. The multinational company has created a googlessary that brings together tricks and advice for Search, with the aim of helping users get the best out of Google. For starters, search operators (a set of symbols and words) help refine searches and make results more accurate. Here are 10 tips to optimise your search: Search for X or Y: this will originate results related to X, Y or both. Put the word or in to use the punctuation mark |. To find an exact match on Google, enclose the search phrase in inverted commas. Use minus to exclude words from the search. Look for pages that have the search word in the title. Put ... between two numbers to search by a specific price range. Restrict your search to a specific web page by putting the operator site: followed by the domain where you want to look for the information. Search within links for a specific word or words. The results will return only the links that contain the searched word. If you add a site to your search, you can refine your results even further. Use the operator define: before a word to find the definition of that term. This is a dictionary built into Google. The search operator filetype: limits search results to files of a specific format, e.g. pdf, docx, txt, ppt, etc. Combine the different search operators to have more precision in your results. Not only these techniques, but other search habits can change the way you browse online, helping you get to the information youre looking for more quickly. Five more useful tips: #1 Understand how Search works: Even before search time, Google organizes information from web pages in the Search index. The index is similar to a library, except it contains more information than all the libraries in the world combined. Each time you conduct a search, Google Search algorithms select the most relevant and useful results from the hundreds of billions of web pages in our index. #2 Search by voice: You can perform searches, view routes and create reminders by voice. To do this, simply open the Google Assistant app on your smartphone or simply say Ok Google to start using your personal assistant. #3 Search through an image: Learn more about an image or the objects around you by doing an image search. Simply go to images.google.com and choose to upload an image; drag and drop it; or search with a URL, a website image, or the image from the search results themselves. #4 Search within a time period: You can restrict your search to a specific date range and only see content published during that period. This can be useful if you want to understand the developments of a news story at a particular time, for example. #5 Do not insert the answer to your question: Often, you may already suspect an answer, but just want to confirm this information. In such cases, do not include the answer as it may influence the results of the search itself. For example, if you search for Golden retrievers weigh 85 kilos, you run the risk of finding 85 kilos on the results web page, even if this is not the correct answer. Instead, search only for weight of golden retrievers to get a variety of results and be able to arrive at the answer. Also remember to check the credibility of the source.
Step 1: Define the investment project in Portugal: Prioritize objectives Do you intend to buy a property to use on weekends, during vacations or to rent? In this case it is desirable to invest in an easily accessible location like Lisbon, Algarve or Porto, each with services and important tourist activity nearby. In these areas there is usually a great demand for apartments to rent in good condition. Are you planning to buy an apartment or a house in Portugal for retirement? Investing in a villa or an apartment, or even rebuilding a dilapidated house with land, can be a definite project to have a longer, more cohesive and happier life. Build a refuge with the thought of enlarging the family, which one day will also consist of grandchildren, a meeting place for all generations. Step 2: Define the budget for the Investment First, it is essential to determine your personal contribution, which should be at least 40% of the value of the property. In the case of a bank loan to buy a house, it is essential to know your debt capacity before proceeding to purchase the property. In fact, there is no cancellation term or suspension clause for loan refusal. Step 3: Choose the nature of the property to rent Depending on your objectives, there are 3 possible scenarios, commercial, residential or tourist nature. Step 4: Research the property If you are not familiar with the real estate market in the selected area, it is best to turn to an expert or you can consult the Property Evaluation tool by Infocasa , and in a few minutes you can compare the information of your house with real market data, defining a final price based on the current market. Step 5: Buy the property Have you already chosen the house to invest in? You can always turn to a specialist in the market to help you with all the bureaucracy and avoid unpleasant surprises. Final tips Choose vibrant cities or established tourist destinations that guarantee investment liquidity and tend to appreciate more. Portugal is a small country but the economic dynamics are very diversified among the regions. Lisbon is the economic lungs of Portugal and Porto still has many exporting companies. The Algarve is the seaside destination par excellence, but you mustnt forget that Portugal has 1,230 km of coastline. Give priority to new or rehabilitated programs that are of very good quality both in terms of finishes and services and benefit from the manufacturers guarantees to avoid headaches and work. Choose an investment that gradually pays off the price of the property and the annual fees and miscellaneous costs. Try to ensure that the rent can cover the debt service.
#1. Correct price of the property This is one of the crucial points for a successful sale. Normally, when you put a house for sale on the market, there is a tendency to assign a higher price, due to the overvaluation of the belongings. A higher price is assigned in the hope that someone will show up and give that value, however, we end up not getting requests to visit and when we do, the potential buyers dont even make an offer. By assigning values above the market price you are delaying the conclusion of the deal, which will only happen after lowering the price to the correct value. On the other hand, if you mark a price lower than the real value, you lose money. To know how much your property is worth quickly and easily, consult our Property Valuation tool by Infocasa, which will compare your homes information with real market data, defining a final price based on the current market. #2. Use quality photos A quality photo report is essential to attract potential buyers. Buyers always prefer the best looking listings. Consider that quality always sells more! #3. Make improvements Depending on the condition of the house, there is almost always a need to make certain arrangements or even improvements. Whoever visits your house to buy it, will first pay attention to the defects and only then to the qualities, and the first impression is the one that makes the mark. Sometimes with very little money, paint, and certain occasional fixes will be enough to give the property a new face. Other times a little more investment, such as a new kitchen, or improvements in the bathrooms can add a lot of value to a property. In any case the essential thing is that the house is in good condition to be sold. Potential buyers pay special attention to kitchens, bathrooms and closets. An old and unequipped kitchen completely devalues a property. #4. Preparing the visit There are rules that make the visits more successful: a) Empty houses look smaller and are not as appealing. If you have to remove the furniture, leave some pieces of furniture behind. A sofa, a bed, so that it gives the idea of the size of the rooms. b) Keep the house clean and tidy. c) Collect your family photos. The potential buyer even though he knows he is buying a used house prefers to visit an environment where he doesnt feel like a stranger. He should feel in his new home. d) If you hired a specialized company (real estate agent) let the real estate consultant do the visit. Avoid being present. The potential buyers will ask you a lot of questions to which you may not have the most adequate answer. e) Before each visit use a soft air freshener. #5. Use services of specialized companies A real estate agent is an expert real estate professional who presents diverse knowledge about all the legal, bureaucratic and negotiation processes concerning the purchase, sale or rental of a property. A potential client who wants to buy or rent a house should ask a real estate agent to help him through these processes. The same is true in the case of selling a house. This is because agents have the right knowledge, both in relation to prices in the real estate business, and in negotiation techniques to help you get the best possible price on the purchase of your property. In SUPERCASA you can find real estate agents near you. You can search each of them in our site and check their portfolio and quality of publication of ads: from photos, to description, in order to get a better perception of the quality of service. Click here and find the nearest real estate agencies to you.
Managing a condominium requires time and availability to deal with all the responsibility and conflicts that may occur. For this very reason, many condominium owners end up hiring an external company to perform this type of service. It is not always easy to select with these services, since from the moment the residents choose to do so, they automatically pass the financial, administrative, and management responsibilities to the hands of someone they dont know. Thus, it is essential to have trust in the company you hire. Condominium Management Companies: Tips #1. Ask for quotes First of all, to hire a condominium management and administration service, one should start by researching several companies in your area and select between 3 to 4 to request quotes and proposals. Once you receive the proposals, you should compare very well the values presented with the services and advantages that each one offers. Also, immediately identify some advantages and disadvantages, thus narrowing the choice down to two companies. In practice, the final choice should be based on certain components such as the services included, the monthly value, the mode of operation, contractual conditions, references, among others. However, do not forget that the decision must be made by the condominiums assembly. Therefore, if you choose to be the person who will handle the research for companies and budgets, make sure you are always transparent with everyone. #2. Selecting the services It is crucial that you inquire about the type of services that condominium management companies have available. Usually, these types of companies offer 2 or 3 packs in the area of condominium management and administration and the services differ from company to company. The most common are The accounting of the condominium; Administrative and financial management The relationship with suppliers; The whole process involving the condominiums assemblies; Collection of the quotas of each joint-owner; Insurance of the condominium; Cleaning of common areas (such as elevators, atriums or gardens, for example); Human Resources Management and Legal Support; Online access to its management; Maintenance of spaces and equipment (such as fire extinguishers, elevators, garage gates, among others). Usually, the basic package of a condominium management company covers 5 essential services (the first ones listed above). However, it is necessary to consider well what kind of services are necessary for the condominium, so that nothing is missing. Remember that the more services you hire, the higher the monthly fee you will have to pay. #3. Ask about the mode of operation Hiring a condominium management company will make a big difference in the daily lives of all residents. Besides not having to worry about receipts and possible conflicts, this type of company takes care of everything for you. In this sense, before hiring any kind of service from a company, ask about their mode of operation. That is, know what kind of follow-up the company performs to each condominium, how often they go to the locations, and what the procedures are for each service. #4. Evaluate the attendance Remember that ease of contact should be a priority. For example: if there is an urgent problem in the condo and you need to talk to the external administrator, it is essential to be able to do it via phone or e-mail. In addition to this, also analyze the physical location of the company, since it is convenient to be relatively close to your area of residence to be able to go there in case of urgency. #5. Ask for references and check the register Inquire in your area about references from other people regarding products and services in that area. After all, when it comes to hiring a condo management company, the experience of others can prevent unpleasant situations, scamming, mismanagement and negligence. Besides this, it is essential to always validate the data of the company you intend to hire before signing any contract. And in case you have doubts about the legality of any company, you can ask for information at a commercial registry office or even at the IRN. #6. Read the small print The golden rule when finalizing contracts is to analyze all the clauses. It is important to read carefully all the fine print that describes the clauses of the contract, so that you can prevent being bound by a service you dont agree with. Be aware of how long the contract lasts and how it can be cancelled. Also, give preference to short-term contracts (such as annual contracts, for example). The important thing is to analyze the contract well so that you dont have any surprises.
#1. Start with insurance When you take out a mortgage loan, it is common for banks to require that you take out two types of insurance: life insurance and multi-risk insurance, the latter to protect the property. Normally, these are taken out at the bank itself, since, if so, the client receives a bonus on the spread. However, it is possible to take out insurance related to the home loan with an insurance company other than the lenders, even after the home loan contract has been signed and at any time during its term. In this way, it is possible to decrease by more than 50% the expense that you have with the home loan insurance by transferring it to an insurance company that offers a more affordable premium. Reducing the burden of this charge will make the loan cheaper, since the monthly payment will be reduced. It is also a matter of doing the math and trying to understand if the subsidy you are likely to lose on the spread is not less advantageous than the amount you can reduce by transferring the insurance. #2. Spread over 2%: Renegotiate to get a cheaper mortgage Nowadays, there are already several banks practicing spreads below 2%, so those who still have a spread on their mortgage loan above this value should try to reduce it. The first step should be to run several simulations in other banks that offer better conditions and use them to try to negotiate with your bank. Then, talk to your account manager, because if you are an old client with a good history of compliance, it will be much easier to negotiate. #3. Transferring may be the best remedy If you have already tried to negotiate a reduction in the spread with your bank, but didnt succeed, or if you have considered changing your life and multi-risk insurance to another insurance company, but the loss of the bonus on the spread with your bank didnt compensate, another alternative is to transfer. There are three situations that should influence you to change banks: if you get a lower spread, if the APR is lower, or if you are over-indebted. First of all, find out the real terms of your current loan. Not everything is spread. A mortgage is also composed of all the products and/or services that were contracted along with it (insurance, credit card, salary domiciliation). Therefore, you need to validate that it is not, for example, the life insurance that is causing the monthly payment to skyrocket. The components that should be evaluated are: the amount still owed and the time remaining to finish the loan, the monthly installment you are currently paying, the spread, the type of interest rate (whether it is fixed or variable), the insurance premium that is regularly paid and, as mentioned above, which products are associated. You should also bear in mind that this change may not come without costs: when you transfer your loan to another institution you may have to pay an early repayment fee to your current bank, which in the case of variable-rate loans is 0.5% of the principal repaid. In the case of fixed rate loans this amounts to 2%. There may also be expenses for new opening fees, appraisal fees, a new deed and consequently notary fees and solicitor costs. #4. Consolidate (if you have other loans) Another strategy to get a cheaper mortgage is to consolidate, however, this will only apply if you have other loans besides the one you took out for the house (be it the car loan, the personal credit you took out to remodel the house or even the credit card you used to pay for the vacation). Consolidated credit makes it possible to combine all your loans into one, leaving you with a single monthly payment that can be reduced by up to 60%. For those who have more than one, the question arises: is it more beneficial to transfer the home loan or to consolidate? You have to do the math and compare. #5. Changing the term Finally, there is still an alternative: extend or shorten the term of the loan. This strategy depends on the age of the borrower, however, it can be a solution to get a cheaper mortgage loan, since the longer the repayment period, the lower the repayment will be. However, by increasing the term, the credit will become more expensive in its totality, due to the extra interest payment, which can be a disadvantage to be noted, and you will be prolonging the debt. Moreover, the bank may make changes in the spread. Still, there is an advantage to this option: the fact that the bank cannot charge you commissions for wanting to extend the repayment period. As far as you are concerned, if you reduce the term, the instalment will be higher, but the total amount charged will be lower. Because the loan you take out to buy a house is a financial responsibility that will be with you for most of your life, the more you can reduce the burden on your wallet to make your mortgage cheaper, the better. It is important to emphasize that mortgages should be seen not so much as an acquisition of a product, but as a service, and as such, it is always a good idea to review the conditions of your mortgage and find out if better options have not appeared in the meantime. In 20, 30 or 40 years a lot can change. The market fluctuates, banks adapt and there are times when changing can mean saving thousands of euros. Its a matter of being attentive.
Once you have a properly structured and planned Real Estate Marketing strategy, you must then put it into practice. To do so, it is essential to have the main resources at hand and to practice disclosure, content production, customer service, among other factors involved in the work. Follow the 12 essential actions to succeed: #1. Have a site ready for conversion Firstly, it is essential to have a site prepared to convert visitors into leads, that is, visitors into potential customers, and later convert those leads into customers as well. To this end, it is essential that the site has a simple and objective navigation, in addition to being adaptable to various screen sizes to offer a good experience on mobile devices. This site is the exclusive channel to communicate with your audience and help them see value in your services. #2. Use the Inbound method in your sales process Inbound Marketing is a methodology developed to generate value from the first contact with a person, and make them become not only a customer, but a brand advocate. This method consists of the following steps: attract visitors (to your website, blog, social media, among others); convert these visitors into leads closing sales; transform customers into brand promoters. Using this methodology in your sales process will make the real estate sales process much easier and efficient. #3. Produce content to become an authority Those who wish to buy a property certainly have very pertinent questions, in which you will seek to answer them in the search engine. Thats where your company should appear as an authority figure, through relevant and practical content for your customers. For example, you can produce materials with: tips to help your audience choose the best location to buy a property; explanations about what type of property is most indicated for each persons profile; clarifications about taxes and declaration of assets in the income tax; among others. Besides the traditional written articles, you can also produce videos, podcasts, infographics, and several other types of posts to attract and inform customers. #4. Mark your presence on social networks There is a big difference between being present and marking presence, and brands that want to achieve real results with social media need to belong to the second group. To do this, share the materials you produce, as well as produce specific content for each of the networks where you are present. To be successful on social media, keep in mind that the way forward is not to talk about how advantageous your new venture is or how good the financing conditions are. Instead, find out what topics your audience is most interested in and create discussions around them. #5. Think like your target audience For example, virtual reality marketing creates a much more immersive experience, and could be used to demonstrate what a property that is still in the plans would look like once it is ready. A video as a 360° view of the environment would also help to gain the interest of many visitors before they even visit a sales stand or the development site. #6. Create a referral program The best way is to generate a referral program that facilitates and even rewards customers who refer prospects. The endorsement of a friend or acquaintance counts a lot in buying decisions, especially when it comes to something as important as a house or apartment. #7. Use real estate platforms Nowadays, there are platforms that enable a more detailed and easier search for real estate. Some handle the entire procedure online, from the video tour to the submission of documents and approval. In this sense, advertising the property in one of the main real estate portals such as SUPERCASA or CASASAPO is a simple and effective way to give them more visibility and close sales faster. This is because, in addition to a high number of interested parties, it is still possible to count on the help of experts. So why not also make your presence felt on these portals? They attract a lot of qualified traffic ready to buy, are easy to use, and provide useful tools. #8. Have a newsletter for your leads Once a lead is won, you must subsequently grab that contact. These people are looking for a property, so send top content to make a gradual and qualified transition to the decision stage. For these customers in the decision stage, you can be more incisive with a newsletter. Send property listings, always according to the preferences these people have shown so far. #9. Respond as quickly as possible It is common that this public is in a hurry to close deals. For many, the unique opportunity is in front of them, and missing it could be very frustrating. Therefore, your company should focus on responding to any request as quickly as possible. However, this should not be limited to those who are still looking for a property. People who are already in the documentation process, as well as homeowners who have just purchased a property, will also have questions and problems and need responsive service. #10. Making video presentations of your properties In the real estate market, clients may also be much more interested in a property if they view videos in an ad. This is a great advantage, mainly because it can anticipate part of the experience of visiting the property. Therefore, the Real Estate Marketing strategy needs to include the production of videos showing the properties. This will generate more traffic to the ads and increase peoples interest. #11. Analyze the results Analyzing results is one of the main requirements of marketing, since without this it is simply impossible to know how your company is attracting and converting customers. There are several metrics that can be used to determine the performance of your marketing strategy with extreme accuracy. Therefore, select the most relevant ones according to your goals and observe them for a reasonable amount of time until you get enough data to draw accurate conclusions. #12. Review the strategy and always evolve Finally, you must review the data you have gathered from the analysis done in the previous step and rectify what is going right or wrong in the strategy. The idea is to always evolve with efforts to identify the audiences problems and desires and offer something that is relevant to them. As a result, your company will always be able to stay strong, using the best marketing and sales techniques.
This is the major annual event of the construction, residential tourism and real estate sector. SIL maintains its vocation of being the privileged meeting place for investors, entrepreneurs, technicians, service providers, public bodies and socio-professional associations. SIL was, is and will be a moment of celebration and affirmation of the resilience of the operators in the real estate market. Particularly in social networks, some critical opinions, of agents and consultants absent from this event, evoking the usual reasons. The low presence of buying clients and the investments related to the participation make the cost per lead captured very high. We know that today, the real estate demand resorts mostly to real estate portals to identify options in the offer that best fit their needs and their purchasing power, in most cases, related to their debt capacity. The vast majority of operators will have to recognize that potential buyers no longer resort to physical visits to their agencies to research and initiate a buying process. SIL is an opportunity for agents and real estate consultants to share, to renew their networking networks, to find out whats new from service providers that are essential to their work and productivity, to attend conferences that allow them to identify trends and the opinion of technicians and national and municipal decision-makers, to find out how real estate developers are positioning themselves in the market. One of the highlights of this years edition brought together the Mayors of Lisbon, Porto and Funchal to debate The Past, Present and Future of Cities. Attracting investment and talent is a common goal. Cities compete on a global scale to attract investments for new construction and rehabilitation of buildings. On the other hand, the expansion of telecommuting has shortened distances and helped settle people in their neighborhoods. Facing the challenges of sustainability, decarbonization and mobility, cities will have to find solutions that can integrate different functions such as housing, work, leisure, health and education in the shortest relative distance. For this goal to become a reality, it is necessary to rethink the public space, invest in innovation and digitalization, qualify public transportation systems, expand access to fast internet, face the housing problem without ideological prejudices by uniting public and private wills. Only by acting on the supply side, increasing the stock of real estate available for sale in the residential market, will we be able to reverse the rise in prices and meet the housing needs of different segments of the population that today have no answer to their needs and purchasing power. On the other hand, in Portugal we do not have an active long-term rental market. Public investment in the supply of affordable rental properties will always be insufficient. Social housing is, rightly, its priority. To attract non-speculative private investment, the affordable rental product must be financially viable. Variables such as land and construction costs, are subject to market fluctuations, unless the land is publicly owned. In the timing of permitting, taxation, and the minimum required area / housing typology ratio, legislators and decision-makers can intervene to reduce construction and rehabilitation costs, ensuring that more supply can be made available in the affordable rental market. Legal uncertainty and the high tax burden on the income earned by owners of rental properties continue to be the biggest obstacles. Particularly in Lisbon, Porto and Funchal, as reaffirmed in the SIL, the local authorities have the political will to attract investment to build and rehabilitate the built environment and to offer attractive conditions and retain talent. Source: Jorge Garcia, Real Estate Specialist
The university for which you plan to study is perhaps the best place to get information about funding. So check the universitys website or ask for advice by contacting the institution directly. Usually it is on university websites that you can find details of international student scholarships, the applicants eligibility requirements, and details of the application and selection process. In addition, there are also external organizations that can assist with funding. There is also, funding for students from specific groups, such as students from developing countries and for women studying subjects that tend to be male-dominated. Also not to forget scholarships that help with the costs associated with this investment. Many of these are awarded based on academic merit and are highly competitive. Often universities have lists of scholarships outside the institution, such as those offered by the government or by the universities partners. If this is not a possibility, one should research government support in the home country or types of funding available from external organizations pertaining to the field of study being pursued, for example, an engineering company may offer scholarships for engineering students. It is still possible to acquire financing through Portuguese banks. Most banks have joined the bank credit for higher education students established by the Ministry of Education and Science with very advantageous conditions. This system of loans with mutual guarantee for higher education students was created in order to finance the completion of technological specialization courses, bachelor and master degrees, Erasmus and other international student exchange programs, doctoral and post-graduate studies. Loans These loans have a minimum interest rate, with a maximum spread of 1%, which can be reduced for students with better academic performance: equal to or greater than 16 marks: spread of 0.20% between 14 and 16 marks: spread of 0.65% less than 14 values or at the beginning of the course: spread of 1% Amount of credit: Between 1,000 and 5,000 euros per year of the course, with a maximum of 25,000 euros (5-year courses).
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