Source: Adobe Stock Author: Redaction Sourcing has been one of the biggest challenges for many consultants. Adding to that, many find it difficult to find good properties, that is, good business opportunities. To increase your property portfolio and establish a relationship with each client, it is important to use good tools that help automate the process of searching for new properties on the market. Infocasa can be a good option to overcome sourcing difficulties , as it gathers all the information from various real estate portals and agencies. In practice, this means that you can access properties that may not be listed anywhere else. Additionally, on Infocasa, you can search for properties from professionals, individuals, banks, and even new construction. The variety of properties you find on this platform allows you to discover great opportunities. The first thing to do is to choose your target audience, that is, the property owners and clients you want to work with. Then, it is equally important to conduct market research with the help of Infocasa, where you can track price fluctuations and analyse the competition. Whenever necessary, you can quickly create a CMA ( Comparative Market Analysis ) and present your client with a selection of properties that may interest them. This is a comprehensive report that includes comparisons between similar properties, the average time on the market, the average selling price, an analysis of some competitors, and relevant points about the property’s location, such as schools, hospitals, etc. Having access to a complete database that gives you a comprehensive view of the market and allows you to create personalised alerts for when new properties come onto the market, when there are price reductions, and even to receive directly in your email a listing of the type of properties you are looking for in a specific location. The fact that Infocasa is integrated with eGO is a great advantage, especially if you are using the eGO Real Estate CRM. You will find that you can send the properties you are interested in directly to the CRM, thus generating qualified leads (the property you send to eGO will appear as a lead to be worked on, and you can contact the owner). Overcoming property sourcing challenges is possible with the right combination of strategies and tools. Infocasa stands out as an indispensable ally for consultants, simplifying the sourcing process and providing more efficient and targeted management.
Source: Adobe Stock Author: Redaction Before starting any home renovation project, it is essential to have a clear understanding of the necessary steps and considerations to ensure a successful and efficient process. Small renovations can significantly transform the home environment, but they require careful planning and preparation. First, it is important to define the objective of the renovation. Whether to improve aesthetics, increase functionality, or address structural issues, having a clear vision of what you want to achieve helps guide the project. Make a detailed list of the desired changes and consider how they align with the style and needs of your home. Next, it is crucial to establish a realistic budget. Renovations can quickly exceed the initially planned amount, so it is advisable to include an extra margin for unforeseen expenses. Research the costs of materials and labor, and consider obtaining quotes from multiple professionals to get a more accurate estimate of the expenses involved. Another important consideration is to choose materials and finishes carefully. Opt for quality products that offer durability and match the style of your home. Additionally, think about the future maintenance of the materials, as some may require more care than others. If you choose to hire professionals, select companies or workers with a good reputation and experience in the field. Request references and check previous work to ensure the quality and reliability of the services. A detailed contract is essential to clearly define responsibilities and deadlines. Finally, after completing the renovation, conduct a thorough inspection to ensure that all work has been carried out as agreed and that you are satisfied with the result. If you identify any issues, contact the responsible professional immediately to resolve the situation.
Source: Adobe Stock Author: Redaction In recent years, artificial intelligence (AI) has revolutionised various sectors, and tourism in Portugal is no exception. The implementation of new technologies is transforming how travellers plan, book, and enjoy their experiences, while simultaneously creating opportunities for businesses in the sector. Personalisation of services One of the main areas where AI is impacting tourism is in the personalisation of services. By using advanced algorithms, travel platforms can analyse user preferences and recommend destinations, accommodation, and activities tailored to individual tastes. This not only enhances the customer experience but also increases conversion rates for tour operators and hotels, who can now target more appropriate offers to their specific audiences. Chatbots and virtual assistants AI-powered chatbots and virtual assistants, such as those integrated into airline and hotel websites, are improving customer service by providing quick and accurate answers to frequently asked questions at any time of the day. These systems, which operate 24/7, have helped reduce the workload of human staff and optimise operations. Operational optimisation In the field of operational optimisation, AI is also being used in resource management for hotels and resorts. From demand forecasting, allowing for real-time price adjustments, to energy efficiency through smart systems, AIs impact is helping businesses reduce costs and improve sustainability. Data analysis and marketing strategies The introduction of AI in analysing large volumes of data has allowed tourism entities, such as Turismo de Portugal, to identify trends and patterns in tourist behaviour. This facilitates the creation of more effective marketing strategies and the adaptation of services to meet the new demands of both national and international visitors. Challenges and employment opportunities However, the growth of AI in tourism also raises challenges. Automation may replace some jobs in the sector, particularly in customer service and booking roles. On the other hand, there is an increasing need for skilled professionals to develop and manage these technologies, requiring specialised training. In summary, artificial intelligence is transforming tourism in Portugal, providing greater efficiency for businesses and personalised experiences for travellers. However, it will be crucial for the sector to balance the use of technology with the preservation of the human touch, which remains an essential component of tourism.
Source: Adobe Stock Author: Redaction Lisbon ranks among the most profitable European capitals for property rental, according to new data from the real estate sector. With a growing number of investors opting for the Portuguese capital, rental yields have shown an upward trend, making the city a favorite for both foreign and domestic investors. According to a study released by several real estate consultancies, the combination of high selling prices with strong demand from tenants allows landlords in Lisbon to achieve significant profitability, especially when compared to other European capitals. Cities like Paris, London, or Berlin, where acquisition prices are substantially higher and rental regulations more restrictive, cannot offer the same level of return. Tourism, combined with the growth of short-term rental platforms, has boosted the rental market in Lisbon, particularly in historic and tourist areas. However, this phenomenon has raised concerns among local residents, as the increased demand from tourists and international investors has contributed to rising prices in the rental market, making housing access more difficult for the Portuguese population. Despite the challenges, industry experts forecast that Lisbon will continue to attract investors in the short and medium term, thanks to its strategic location, favorable climate, and quality of life. However, the sustainability of this growth may depend on public policies and potential regulatory measures for the rental market, currently under discussion in the national political landscape. Thus, while Lisbon establishes itself as one of the most profitable cities for property rental in Europe, the challenge will be to balance investor interests with the need to ensure affordable housing for all its residents.
Source: Adobe Stock Author: Redaction Portugal attracts millions of tourists every year with its rich cultural and historical heritage, reflected in its iconic monuments. Among the ten most visited monuments in the country are: Belem Tower - This emblematic monument in Lisbon is a symbol of Portugals maritime past. Jerónimos Monastery - Located in Lisbon, it is a remarkable example of Manueline architecture. Pena Palace - Situated in Sintra, it is known for its romantic style and vibrant colors. São Jorge Castle - Overlooking Lisbon, it offers a panoramic view of the city and its history. Porto Cathedral - This cathedral in Porto is an impressive example of medieval architecture. Batalha Monastery - A Gothic landmark in Batalha, celebrated for its grandeur and intricate details. Roman Temple of Évora - Also known as the Temple of Diana, it is one of the best examples of Roman architecture in Portugal. Convent of Christ - Located in Tomar, it is an important historical site of the Knights Templar. Mafra National Palace - A Baroque palace with a vast library and convent. Chapel of Bones - In Évora, known for its walls lined with human bones, offering a unique perspective on history and art. These monuments not only attract tourists from around the world but also serve as a testament to Portugals rich cultural and historical heritage.
Source: Adobe Stock Author: Redaction Vinyl flooring is a type of covering made from PVC (polyvinyl chloride), composed of several layers, which gives it great resistance to wear. This material comes in various formats, such as rolls, tiles, or planks, and perfectly mimics different textures and finishes, from wood and stone to polished cement. In addition, vinyl stands out for its sound absorption and moisture resistance, making it ideal for rooms like kitchens, bathrooms, and high-traffic areas such as hallways and living rooms. Advantages of Vinyl Flooring The growing interest in vinyl for 2024 is due to its numerous advantages: Durability: Vinyl flooring is highly resistant to scratches, stains, and wear, making it ideal for high-traffic areas and families with children or pets. Ease of Installation: It can be applied directly over existing flooring, as long as its level, simplifying the renovation process without the need for major works. Comfort and Insulation: Besides being comfortable to the touch, vinyl has thermal and acoustic insulation properties, making spaces more pleasant and quiet. Easy Maintenance: Cleaning vinyl flooring is simple, requiring only a damp cloth and mild detergent, making it a practical option for everyday use. Sustainability and New Solutions With growing concern for sustainability, brands have been investing in more eco-friendly vinyl solutions, produced with recyclable materials and manufacturing processes that minimize environmental impact. In 2024, an increase in eco-friendly vinyl flooring options is expected, contributing to a more conscious and environmentally friendly interior design. Vinyl as an Investment Option In terms of cost-effectiveness, vinyl remains a competitive choice compared to other flooring materials, such as parquet or ceramic. Its durability and ease of maintenance make it an excellent long-term option, ensuring not only a modern style but also good performance over the years.
Source: Adobe Stock Author: Redaction With the growing concern for sustainability and the search for more economical energy solutions, solar panels have become an increasingly popular option among Portuguese consumers. However, those considering the transition to solar energy face an important question: is it better to rent or buy solar panels? Both options have advantages and disadvantages, and the choice depends on several factors, such as the budget available, long-term goals and the level of commitment to the investment. Buying solar panels: a long-term investment Buying solar panels represents a higher initial investment, but one that can result in significant savings in the medium and long term. By buying the system, the owner has total control over the installation and the income generated by solar energy production, without any obligation to pay monthly fees. Advantages of buying: - Total ownership: By purchasing the panels, the owner keeps the system and can enjoy the benefits of energy production without paying monthly fees to third parties. - Long-term savings: Although the initial cost is high, buying solar panels usually pays off after a period of 6 to 10 years, depending on energy consumption and the efficiency of the system. - Tax incentives: In Portugal, there are tax incentives that can reduce the cost of purchase, such as the support program for energy self-consumption. - Property appreciation: Houses equipped with solar panels tend to appreciate in value, making them more attractive on the real estate market. Disadvantages: - High initial investment: The cost of installing solar panels can vary from 3,000 to 10,000 euros or more, depending on the size and complexity of the system. - Maintenance: Although solar systems have a long lifespan, the responsibility for maintenance and any repairs lies with the owner. Renting solar panels: flexibility and lower initial cost On the other hand, renting solar panels is a solution that is gaining popularity, especially among those who want to reduce their ecological footprint without the financial commitment of a purchase. Renting involves paying a monthly fee to the company supplying the system, but without having to bear the initial purchase and installation costs. Advantages of renting: - Low initial cost: The main advantage of renting is that it doesnt require a large initial investment. The customer pays a monthly fee, which is usually lower than the amount they would pay for electricity from the traditional grid. - Maintenance included: In rental contracts, maintenance and any repairs are generally included, which reduces the burden on the user. - Flexibility: Renting allows for less worry in the long term. If the system doesnt live up to expectations or there are changes in the residence, the contract can be terminated or adjusted. Disadvantages: - No ownership: When renting, the user doesnt own the panels, so they wont be able to benefit from the total energy savings in the long term. - Limited savings: The monthly savings on the energy bill may be lower compared to those who buy the system, since part of the value produced by the panels goes back to the supply company. Which is the best option? The choice between renting or buying solar panels depends on individual needs and objectives. For those who can afford the initial investment, buying may be the best long-term option, allowing for greater savings and energy independence. On the other hand, leasing is an appealing solution for those who dont want to commit to the cost of purchasing, but still wish to reduce their electricity bill and contribute to environmental sustainability. Investing in solar energy is an excellent way to reduce energy costs and your carbon footprint. However, the decision between leasing or buying solar panels should be made based on your available budget, willingness to deal with maintenance and long-term financial goals. Both options can provide significant savings, but it is essential to consider which one best suits your circumstances.
Source: Adobe Stock Author: Redaction In recent years, digitalization has transformed many aspects of citizens daily lives, and document management is no exception. Now, driving licenses and other personal documents, such as the citizens card and the single vehicle document (DUA), can be accessed via an official mobile application, making it easier to use and present them in everyday situations. But how does this technology work and what are its advantages? The id.gov.pt application The main tool for accessing digital documents in Portugal is the id.gov.pt app, available free of charge for iOS and Android devices. The app was developed by the Portuguese government and allows you to digitally store and consult various documents, such as the driving license, the citizens card and the DUA, among others. The aim is to simplify citizens lives by offering a practical and secure alternative to physical documents. How does it work? After installing the app, the user needs to authenticate with their digital mobile key (CMD) credentials or their citizens card. This authentication guarantees secure access to the documents, since the CMD requires verification via a PIN code and, optionally, mobile device biometrics (such as fingerprints or facial recognition). Once the documents have been added to the application, they are displayed via a dynamic QR code. This code can be shown to authorities, police officers or other entities, who, by reading the QR, can validate the authenticity of the document. This means that citizens no longer need to carry physical versions of documents with them. Advantages Digitizing documents brings a number of benefits: - Practicality: There is no need to carry around several wallets or folders with physical documents. The user has everything available on their cell phone. - Security: The application is protected by a strong authentication system, which makes it difficult to use digital documents fraudulently. - Automatic updates: Any change in the documents data (such as the renewal of a driving license) is automatically reflected in the application, avoiding the need for manual updates. - Compatibility with inspections: The authorities are equipped to validate digital documents, facilitating the verification process in road inspections, for example. Limitations and challenges Despite the numerous advantages, the adoption of digital documents still faces some challenges. One of the main ones is the need to access the internet on certain occasions to validate the authenticity of documents. In addition, although this solution is becoming increasingly common, not all public or private entities are prepared to accept the digital version of documents, which can force citizens to carry a physical copy with them in specific situations. Another critical point is the dependence on the mobile device. If the cell phone is lost, stolen or runs out of battery, access to documents can be compromised. However, security measures such as the Digital Mobile Key help to reduce the risk of misuse. The future of digital identity The transition to digital documents is a clear sign of the modernization of public services in Portugal. With a growing number of people embracing this solution, it is foreseeable that, in the near future, physical documents will be progressively replaced by their digital versions, creating a more efficient and less paper-dependent ecosystem. In short, the application that integrates driving licenses and other digital documents is a practical and innovative solution, making the management of personal documents simpler, more accessible and safer for citizens.
Source: Adobe Stock Author: Redaction The Quarterly National Accounts for the second quarter of 2024, recently published by INE (Statistics Portugal), confirmed a 1.5% year-on-year increase in GDP . As for construction investment and the GVA of the sector, year-on-year changes of +0.3% and -0.1%, respectively, were recorded, reflecting a slowdown compared to the +0.7% and +2.0% variations observed in the first quarter of the year. Regarding the real estate market , in the first six months of 2024, there was a 7.6% year-on-year contraction in the total number of licenses issued by Municipal Councils, with a notable reduction of 22.9% in the licensed area of non-residential buildings and a decline of 8.9% in licensed new housing units, both year-on-year. In terms of loans granted for housing acquisition, excluding renegotiations, there was a continued positive trend until June, with a cumulative year-on-year growth of 31.8%, reaching 7,636 million euros. Regarding the costs of new housing construction, in June, there was a 3.7% year-on-year increase in the respective index, resulting from changes of 0.1% in the materials component index and 8.4% in the labor component index. In the public works market, by the end of July, public works contracts totaling approximately 6.1 billion euros were opened, representing a significant year-on-year increase of 64.5%. As for the total amount of public works contracts signed and registered on the Portal Base, there was an increase of 31.6% in comparable year-on-year terms. Read more: OE2025: Ongoing negotiations , Portugal 2030: Over 4.6 billion up for tender , IRS: New tables in effect
Source: Adobe Stock Author: Redaction According to information from the Bank of Portugal released this week, the average interest rate on new mortgage credit contracts and renegotiated contracts decreased in July by 0.03 percentage points and 0.09 percentage points, respectively. Thus, the interest rates for new mortgage credit contracts dropped to 3.56%, while the rates for renegotiated contracts decreased to 4.05%. There was also a decrease of 0.03 percentage points in the average value across other European countries. Portugal had one of the lowest interest rates (7th place) compared to other countries. Read more about: IRS: new tables in effect.
Source: Adobe Stock Author: Redaction When it comes to rental agreements, there are always some important points to consider, especially if you are about to rent a home. In this article, we outline what you need to keep in mind so nothing gets overlooked. If you are looking for a rental home, you can do a quick and intuitive search on the SUPERCASA website and CASASAPO website, where you’ll find it easy to apply filters for price, type, location, and find your dream home. 1 - Before Signing the Contract Before moving forward with a rental agreement, there are some details to be aware of when signing the documents. Before the contract is even drafted, make sure you have all the necessary information on your side. Read everything carefully and add any details you consider important. Clearly define each partys obligations: who is responsible for paying water, electricity, gas, telecommunications, and other expenses. Also, verify the agreed terms for rent payments (e.g., if advance payments are allowed, if the landlord is required to issue an electronic receipt for the rent amount, etc.). 2 - Check for Additional Factors That Influence Your Choice Before signing anything, remember that other factors can affect your rental agreement, such as the location and furnishings of the property. For instance, if the home is in the city center, the cost of living will be higher. Always consider all daily expenses, like public transport passes, fuel if you own a car, and additional costs if the house is unfurnished. Be mindful that the total rental cost could be much higher when factoring in these expenses. Assess the financial impact on your budget and ensure the rental contract includes these details and others, such as whether you have permission from the landlord to make minor repairs or modifications, and which party is responsible for appliance maintenance and replacements. If the property requires urgent repairs that affect habitability, the tenant may be entitled to a rent reduction proportional to the period when the propertys use is compromised. As a last resort, consider the option of sharing the home with others if the financial burden is too high for you. Remember to talk to the landlord if you choose this option. 3 - Evaluate the Property and Check Everything Carefully inspect the property to ensure it matches what you saw in photos and virtual tours. Pay attention to everything, from checking the plumbing, electrical systems, doors, and windows to ensure they are in good condition. Examine all details, no matter how minor, and check that beds, sofas, furniture, doors, and sockets are in good condition if the home is furnished. Its important to have the opportunity to perform this check. All of this should be written into your rental agreement, so the landlord cannot later demand repairs for pre-existing damages. 4 - Documentation If you’ve gone through all the above steps and concluded everything is in order, the final stage is gathering the necessary documentation and ensuring it’s included in the rental agreement. Ensure the contract contains, at a minimum, the following information: identification of the landlord and tenant; rent amount, payment method, and due date; request for receipts; explicit indication of permission (or not) to make alterations; who handles repairs in case of malfunction; contract duration and termination notice period; date, location, time, and respective signatures; permission for pets; an annex with a list of items and their condition, if applicable. Knowing the rights and obligations within a rental contract is essential to avoid conflicts and ensure a fair relationship between landlord and tenant. If you are considering renting or are already a tenant, read your contract carefully, and consult a lawyer or legal advisor if needed to clarify any doubts. Being informed is the best way to ensure your rights are protected. Read more about: Mandatory Insurance for Landlords and Tenants: Find Out
Source: Adobe Stock Author: Redaction September marks the return to school and the end of summer holidays, a challenging time for many families, especially real estate consultants. With a packed schedule of property viewings, meetings, and negotiations, balancing professional and family life can be difficult. To help, weve gathered some essential tips for real estate consultants with children that can make a difference during this back-to-school season. 1 - Organize Your Schedule in Advance Organization is key to ensuring your time is well spent. Use a shared calendar with your family where you can enter important commitments, such as property visits, client meetings, and your childrens activities like parent meetings, school events, or extracurricular classes. Planning in advance helps reduce stress and avoid scheduling conflicts. Tip: Set aside a specific block of time to spend with your children, even if its just an hour at the end of the day. This downtime is essential for strengthening family relationships and ensuring your children feel supported during the school year. 2 - Get Involved in Your Childrens School Routine Knowing how their school day went, helping with homework, or simply listening to their stories can make a big difference. Even with a busy schedule, small gestures like preparing their lunch or leaving an encouraging note in their backpack show that you are present and attentive. Tip: If your work schedule allows, take the opportunity to drop off or pick up your children from school whenever possible. These moments help create a special connection with them. 3 - Adapt Your Workspace to Accommodate Your Children If you can work from home some days, create a space where your children can be close to you while they study or do their homework. A small area with a desk and school supplies can be a great solution for days when you need to be together. This proximity allows you to be attentive and available without compromising your work tasks. Tip: Encourage your children’s independence by giving them small tasks they can do on their own while you work, like organizing their school supplies or planning their week. Being a real estate consultant and managing a family isn’t easy, but with organization, communication, and small daily adjustments, its possible to balance both worlds. This back-to-school season, take the opportunity to create new routines that promote well-being and show your children that despite a busy schedule, they are your priority. When you are with your children, be truly present. Avoid answering work calls or emails and focus on the quality of time spent together. This will not only improve family relationships but also recharge your energy for the next day’s challenges. Read more about: What is Sensory Marketing? Create Impact
Source: Adobe Stock Author: Redaction The Bank of Portugal released statistics regarding new mortgage loans, recording a 74% increase in new loans contracted with a mixed interest rate in July. This means that more people are opting for a mixed interest rate, where they initially have a fixed-rate period followed by a variable-rate period. Since January of this year, the 6-month Euribor rate has been the rate that more Portuguese are choosing , representing 37.5% of mortgage contracts with a mixed interest rate. Read more about: Do you know how to evaluate loan conditions? We tell you everything.
Source: Adobe Stock Author: Redaction Traveling through Portugal at this time of year can be an excellent opportunity. If youre going on vacation in September or October, take advantage of it. If your vacation is already over, you can always take a weekend getaway with your family. Discover three destinations in Portugal worth visiting in September or October, as the weather is mild, there are fewer tourists, and they are areas that are growing in real estate investment opportunities. 1 - Comporta: The Luxurious and Paradise Retreat Comporta, located on the Alentejo coast, has become one of Portugals most exclusive and sought-after destinations in recent years. Known for its crystal-clear waters and white sand dunes, this location is paradisiacal, tranquil, and sophisticated, ideal for those looking to escape urban hustle. The real estate market in Comporta features luxury villas, modern architecture homes in harmony with nature, and land plots with sea views. With increasing international demand, investing here can be an excellent business, both for personal use and rental investments. 2 - Douro Valley, Full of Life and Nature The Douro, famous for its terraced vineyards and stunning landscapes, is a perfect destination for those looking to invest in rural and tourist properties. In September, the Douro enters the harvest season, offering a unique experience to visitors with local festivals and vineyards in full harvest. In addition to its natural beauty, the region has been attracting real estate investors with historic estates, manor houses, and river-view properties that are being converted into tourist accommodations and hotels. The profitability potential in this region is high, especially for those investing in experiential tourism and wine tourism. 3 - Cascais: Quality of Life by the Sea Cascais is a destination that combines luxury, tradition, and a privileged seaside location. Just 30 minutes from Lisbon, this town is known for its beaches, golf courses, and marinas, making it a top choice for those seeking quality of life by the sea. In September, Cascais maintains pleasant temperatures without the summer crowds, making it ideal for exploring the coastlines beaches. The real estate market in Cascais continues to attract both national and international investors, offering everything from modern apartments to luxurious villas with sea views. The region is particularly interesting for those looking for a good return on investment, whether through short-term rentals or the constant appreciation of properties.
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